Comparison

BCA Finance vs eBranch BCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA Finance

Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.

Highlights
  • Car loan application and tracking
  • Promotional and interest rate updates
  • Customer service and BPKB retrieval booking
  • Early termination simulation
  • New and used car loan simulation
Features
Read full description

BCAF App, aplikasi financial di tangan Anda. Layanan financial terpercaya, kapan saja dan dimana saja. Manfaat BCAF App : 1.Dapatkan info update promosi, suku bunga dan produk-produk dari BCAF lebih cepat. 2.Ajukan kredit mobil dan pantau prosesnya tanpa harus keluar rumah. 3.Layanan konsumen sesuai kebutuhan Anda, seperti informasi pelanggan, simulasi pelunasan dipercepat, reservasi pengambilan BPKB tanpa harus antri terlebih dahulu. 4.Terhubung langsung dengan layanan digital BCAF lainnya, seperti Website BCAF, HaloBCA Chat, Astari dan Instagram BCAF. Semuanya hanya dalam genggaman tangan Anda. Fitur-fitur BCAF App : 1.Simulasi kredit mobil baru dan bekas berdasarkan budget total pembayaran pertama ataupun angsuran. 2.Pengajuan kredit online. 3.Tracking status pengajuan kredit online. 4.Layanan konsumen : a.Info Pelanggan (informasi angsuran dan histori pembayaran). b.Simulasi early termination / pelunasan dipercepat. c.Booking Pengambilan BPKB. 5.E-Doc. Untuk bantuan lebih lanjut dapat menghubungi Astari, Virtual Assistant kami di 08111027780 atau email ke customercarebcaf@bcaf.id. Selamat menggunakan BCAF App.

About

eBranch BCA

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

Highlights
  • Digital form submission
  • Account opening
  • Cash deposit/withdrawal forms
  • Credit card applications
  • Service time reservations
  • Finger ID login
  • Transaction reminders
Read full description

Want to make transactions at BCA branches easier and more practical? With eBranch BCA, you can fill out forms anytime and anywhere, directly from your mobile phone. Now, you can fill out mobile forms for Account Opening (Tahapan BCA , Tahapan Xpresi, Tahapan Prestasi, BCA Dollar, and Tahapan Berjangka), Cash Deposits, Cash Withdrawals, BCA Credit Card Applications, Internet/Mobile Banking, and Foreign Currency Orders. Also enjoy other features, such as log in with Finger ID, transaction reminder, ease of contacting HaloBCA, and information on the status of your BCA credit card application and delivery. Want to make a reservation for Customer Service and Teller services? Can! After filling in the form, you can make a reservation for Customer Service or Teller service time according to your wishes. Haven't you had time to fill out the form yet? You can reserve service times using the online reservation feature without filling out a form first. To enjoy additional features and reservations, don't forget to sign up. Let's download eBranch BCA now! Use eBranch BCA – easy and practical! More info: www.bca.co.id

Screenshots

BCA Finance4 screens
eBranch BCA4 screens

Verdict

The call

The clearest difference is rating: eBranch BCA at 2.5 against BCA Finance's 2.3. BCA Finance's advantage is iOS requirement (11.4 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eBranch BCA holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 13% of eBranch BCA's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
BCA Finance versus eBranch BCA: the parameters behind the verdict, then further details
ParameterBCA FinanceeBranch BCA
PriceFreeFree
Rating2.3 (3 ratings)2.5 (8 ratings) — better
Positive reviews5.9% of reviews12.7% of reviews — better
Number of ratings38 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.4 — better13.0
Further details — not scored
Size82 MB417 MB
Age rating4+4+
DeveloperPT. BCA FinancePT Bank Central Asia Tbk.

Customer experience

BCA Finance

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews51 reviews
Positive5.9%
Neutral5.9%
Negative88.2%

eBranch BCA

All ratings8 ratings
Positive37.5%
Neutral0.0%
Negative62.5%
Written reviews55 reviews
Positive12.7%
Neutral29.1%
Negative58.2%

In-app purchases

None

BCA Finance

No in-app purchases

None

eBranch BCA

No in-app purchases

Questions

Is BCA Finance free?
BCA Finance is free to download, with no in-app purchases.
Is eBranch BCA free?
eBranch BCA is free to download, with no in-app purchases.
Which has better reviews, BCA Finance or eBranch BCA?
eBranch BCA is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while eBranch BCA averages 2.5 from 8 ratings.
Do BCA Finance or eBranch BCA have ads?
Neither BCA Finance nor eBranch BCA shows ads.
Which is updated more often, BCA Finance or eBranch BCA?
BCA Finance ships an update every 2 months, and eBranch BCA every 2 months. Most recently, BCA Finance was updated on September 22, 2026 and eBranch BCA on September 14, 2026.

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