Comparison

eBranch BCA vs DBS digibank Indonesia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBranch BCA

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

Highlights
  • Digital form submission
  • Account opening
  • Cash deposit/withdrawal forms
  • Credit card applications
  • Service time reservations
  • Finger ID login
  • Transaction reminders
Read full description

Want to make transactions at BCA branches easier and more practical? With eBranch BCA, you can fill out forms anytime and anywhere, directly from your mobile phone. Now, you can fill out mobile forms for Account Opening (Tahapan BCA , Tahapan Xpresi, Tahapan Prestasi, BCA Dollar, and Tahapan Berjangka), Cash Deposits, Cash Withdrawals, BCA Credit Card Applications, Internet/Mobile Banking, and Foreign Currency Orders. Also enjoy other features, such as log in with Finger ID, transaction reminder, ease of contacting HaloBCA, and information on the status of your BCA credit card application and delivery. Want to make a reservation for Customer Service and Teller services? Can! After filling in the form, you can make a reservation for Customer Service or Teller service time according to your wishes. Haven't you had time to fill out the form yet? You can reserve service times using the online reservation feature without filling out a form first. To enjoy additional features and reservations, don't forget to sign up. Let's download eBranch BCA now! Use eBranch BCA – easy and practical! More info: www.bca.co.id

About

DBS digibank Indonesia

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Highlights
  • Instant account opening
  • 60-second loan approval
  • Multicurrency account with debit card
  • Investment in mutual funds and bonds
  • Digital credit card management
  • BI-FAST and QRIS payments
  • Installment options for credit card bills
Features
Read full description

DBS digibank A smart, seamless, and secure digital banking solution designed to help you make the most of today, navigate tomorrow, and manage your finances with ease. Backed by DBS Group, Asia’s Safest Bank for the 17th consecutive year from Global Finance, DBS digibank is your trusted partner for smarter wealth decisions. Enjoy a comprehensive suite of banking and wealth solutions, from Savings Accounts and Credit Cards with 60-second approval to Investments in 150+ Mutual Funds and Bonds, all at your fingertips. Open an Account Conveniently Simply download the app, complete your registration and verification, and your account is ready to use. WHAT'S NEW • Updated Savings & Current Account experience with more intuitive navigation and improved visibility, including monthly transaction history, a search function, a centralized account menu, MAXI Lien balance tracking, pending/held balance information, enhanced account visibility including pending/hold balance features, and joint account holder details. • Overseas transfer can now be made from IDR or foreign currency account as the source of fund. • Your travel is now more seamless with a Multi-Currency Account (Rekening Valas) linked Debit Card with 12 currencies: IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, CNH. Alternatively, You can also scan and pay with digibank QRIS in Singapore, Malaysia and Thailand. MAKE THE MOST OF TODAY • Free transfers via BI-FAST & instant payments using QRIS. • e-wallet top-ups to bill payment through Bayar & Beli feature. • Convert your Credit Card transactions and bills into affordable up to 36 months installments with DBS Pay Later. • Tap into the convenience of using the Pay with Rewards feature to instantly reduce your shopping bills and collect Credit Card reward points that never expire. • Stay in control of your Credit Card by managing card settings: blocking and activating your card, changing your PIN, and monitoring transactions in real-time NAVIGATE TOMORROW • Create up to 20 Dompet Maxi (wallets) to support your goals budgeting. • Open Multi-Currency Account (Rekening Valas) with 11 foreign currencies. • Open Fixed Deposit with competitive interest both in IDR and foreign currencies. • Invest in more than 150+ curated Mutual Funds & Bonds, supported by expert insights. • Invest automatically with Mutual Fund Regular Saving Plan. Follow @dbsbankid and @digibankid on Instagram for exclusive offers, market insights, and the latest updates. PT Bank DBS Indonesia is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia (BI), and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). Correspondence Address PT Bank DBS Indonesia DBS Bank Tower, Lobby, 32nd - 37th Floor Ciputra World 1 Jl. Prof. Dr. Satrio Kav 3-5 Jakarta 12940, Indonesia Tel: +62 21 2988 5000 Fax: +62 21 2988 5005 Email: dbsicc@dbs.com www.dbs.com/id

Screenshots

eBranch BCA4 screens
DBS digibank Indonesia4 screens

Verdict

The call

The clearest difference is rating: DBS digibank Indonesia at 4.1 against eBranch BCA's 2.5. DBS digibank Indonesia also leads on ratings volume (252 vs 8) and update cadence (every 4 weeks vs every 2 months). eBranch BCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DBS digibank Indonesia holds the better App Store score, 4.1 against 2.5. That said, the two scores are not equally well evidenced: DBS digibank Indonesia has 252 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 13% of eBranch BCA's written reviews are positive against 20% of DBS digibank Indonesia's.

UpkeepUpdate frequency

eBranch BCA ships an update every 2 months, DBS digibank Indonesia every 4 weeks. The most recent releases landed on September 14, 2026 and September 16, 2026 respectively.

Scorecard5 real differences · 5 level
eBranch BCA versus DBS digibank Indonesia: the parameters behind the verdict, then further details
ParametereBranch BCADBS digibank Indonesia
PriceFreeFree
Rating2.5 (8 ratings)4.1 (252 ratings) — better
Positive reviews12.7% of reviews20.0% of reviews — better
Number of ratings8252 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size417 MB215 MB
Age rating4+4+
DeveloperPT Bank Central Asia Tbk.PT. Bank DBS Indonesia

Customer experience

eBranch BCA

All ratings8 ratings
Positive37.5%
Neutral0.0%
Negative62.5%
Written reviews55 reviews
Positive12.7%
Neutral29.1%
Negative58.2%

DBS digibank Indonesia

All ratings252 ratings
Positive75.8%
Neutral5.6%
Negative18.7%
Written reviews105 reviews
Positive20.0%
Neutral9.5%
Negative70.5%

In-app purchases

None

eBranch BCA

No in-app purchases

None

DBS digibank Indonesia

No in-app purchases

Questions

Is eBranch BCA free?
eBranch BCA is free to download, with no in-app purchases.
Is DBS digibank Indonesia free?
DBS digibank Indonesia is free to download, with no in-app purchases.
Which has better reviews, eBranch BCA or DBS digibank Indonesia?
DBS digibank Indonesia is rated higher. eBranch BCA averages 2.5 out of 5 from 8 ratings, while DBS digibank Indonesia averages 4.1 from 252 ratings.
Do eBranch BCA or DBS digibank Indonesia have ads?
Neither eBranch BCA nor DBS digibank Indonesia shows ads.
Which is updated more often, eBranch BCA or DBS digibank Indonesia?
eBranch BCA ships an update every 2 months, and DBS digibank Indonesia every 4 weeks. Most recently, eBranch BCA was updated on September 14, 2026 and DBS digibank Indonesia on September 16, 2026.

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