Comparison

BCA Finance vs MotionBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA Finance

Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.

Highlights
  • Car loan application and tracking
  • Promotional and interest rate updates
  • Customer service and BPKB retrieval booking
  • Early termination simulation
  • New and used car loan simulation
Features
Read full description

BCAF App, aplikasi financial di tangan Anda. Layanan financial terpercaya, kapan saja dan dimana saja. Manfaat BCAF App : 1.Dapatkan info update promosi, suku bunga dan produk-produk dari BCAF lebih cepat. 2.Ajukan kredit mobil dan pantau prosesnya tanpa harus keluar rumah. 3.Layanan konsumen sesuai kebutuhan Anda, seperti informasi pelanggan, simulasi pelunasan dipercepat, reservasi pengambilan BPKB tanpa harus antri terlebih dahulu. 4.Terhubung langsung dengan layanan digital BCAF lainnya, seperti Website BCAF, HaloBCA Chat, Astari dan Instagram BCAF. Semuanya hanya dalam genggaman tangan Anda. Fitur-fitur BCAF App : 1.Simulasi kredit mobil baru dan bekas berdasarkan budget total pembayaran pertama ataupun angsuran. 2.Pengajuan kredit online. 3.Tracking status pengajuan kredit online. 4.Layanan konsumen : a.Info Pelanggan (informasi angsuran dan histori pembayaran). b.Simulasi early termination / pelunasan dipercepat. c.Booking Pengambilan BPKB. 5.E-Doc. Untuk bantuan lebih lanjut dapat menghubungi Astari, Virtual Assistant kami di 08111027780 atau email ke customercarebcaf@bcaf.id. Selamat menggunakan BCAF App.

About

MotionBank

A digital banking app offering a wide range of financial and non-financial transactions for customers. Easily open accounts, manage credit cards, make payments via QRIS, and access services like time deposits and bill payments from your smartphone.

Highlights
  • Open account via smartphone
  • Virtual Credit Card
  • QRIS payment feature
  • Time Deposit account opening
  • Top-up e-wallets and mobile credit
  • Bill payments (PLN)
  • Cardless cash withdrawal/deposit
  • Split Bill feature
Features
Read full description

MotionBank - Digital Banking Services by MNC Bank MotionBank is a digital banking application by MNC Bank designed to provide various facilities and conveniences for MNC Bank customers to conduct financial & non-financial transactions, which can be accessed anytime and anywhere via smartphone. Why use MotionBank? MotionBank Benefits Enjoy promotions and exciting programs for MotionBank users. Get bonus balance by sharing your MotionBank referral code with your friends. Easy Open Account Now you can open an account via your smartphone and without visiting the branch. Virtual Credit Card Enjoy the benefit of Virtual Credit Card services for MNC Bank credit card holders. QRIS Feature Pay your purchases using our QRIS feature to ease transactions at all merchants. Time Deposit Enjoy special interest and the convenience of opening time deposit account by using MotionBank. Top Up & Pay Top up your e-Wallet balance and purchase mobile credit or data packages easier. Also, you don't get trouble paying your bills because we have bill payment features like PLN bills. Cardless You can now withdraw cash and deposit at Indomaret without your physical card. Split Bill Need to request money to your friends? Try our Split Bill feature to request money. Let’s enjoy MotionBank for your easier transaction! Thank you. www.motionbank.id www.mncbank.co.id

Screenshots

BCA Finance4 screens
MotionBank4 screens

Verdict

The call

The clearest difference is rating: MotionBank at 5.0 against BCA Finance's 2.3. MotionBank also leads on review sentiment (46% vs 6%) and update cadence (every 3 weeks vs every 2 months). BCA Finance's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MotionBank holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 46% of MotionBank's.

UpkeepUpdate frequency

BCA Finance ships an update every 2 months, MotionBank every 3 weeks. Both last shipped on October 23, 2026.

Scorecard4 real differences · 6 level
BCA Finance versus MotionBank: the parameters behind the verdict, then further details
ParameterBCA FinanceMotionBank
PriceFreeFree
Rating2.3 (3 ratings)5.0 (2 ratings) — better
Positive reviews5.9% of reviews46.0% of reviews — better
Number of ratings3 — better2
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size53 MB168 MB
Age rating4+4+
DeveloperPT. BCA FinancePT Bank MNC Internasional, Tbk.

Customer experience

BCA Finance

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews51 reviews
Positive5.9%
Neutral5.9%
Negative88.2%

MotionBank

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews50 reviews
Positive46.0%
Neutral10.0%
Negative44.0%

In-app purchases

None

BCA Finance

No in-app purchases

None

MotionBank

No in-app purchases

Questions

Is BCA Finance free?
BCA Finance is free to download, with no in-app purchases.
Is MotionBank free?
MotionBank is free to download, with no in-app purchases.
Which has better reviews, BCA Finance or MotionBank?
MotionBank is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while MotionBank averages 5.0 from 2 ratings.
Do BCA Finance or MotionBank have ads?
Neither BCA Finance nor MotionBank shows ads.
Which is updated more often, BCA Finance or MotionBank?
BCA Finance ships an update every 2 months, and MotionBank every 3 weeks. Most recently, BCA Finance was updated on October 23, 2026 and MotionBank on October 23, 2026.

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