Comparison

KeyBCA vs HSBC Indonesia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KeyBCA

Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.

Highlights
  • Approve KlikBCA and myBCA transactions
  • Alternative to physical KeyBCA token
  • Practical and easy to use
  • Faster transaction approval
  • Check transaction approval history
Read full description

Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca

About

HSBC Indonesia

Manage your finances securely and conveniently with this mobile banking app designed for Indonesian customers. Features include card management, fund transfers, investment account opening, and an insurance dashboard. Log in easily with biometrics or a PIN.

Highlights
  • Card activation and PIN management
  • Secure biometric or PIN login
  • View accounts at a glance
  • Local currency transfers
  • Insurance dashboard
  • Open securities accounts for investments
  • Manage devices and security settings
Read full description

The HSBC Indonesia Mobile Banking app has been built with reliability at its heart. With the app designed specifically for our customers in Indonesia, you can now enjoy a secure and convenient mobile banking experience. Key features: • Card Activation & Manage PIN – Activate & manage PIN for your credit cards anytime, anywhere. • Register HSBC Indonesia Mobile Banking - register and access our mobile banking services directly through HSBC Indonesia Mobile Banking app. • Secure and easy log on with biometrics or 6-digit PIN • View your accounts at a glance • Send money conveniently - make local currency transfers between your own HSBC accounts or to other domestic accounts • Insurance dashboard: Clear, concise, and simplified insurance dashboard anytime anywhere! View your HSBC-Allianz insurance policy information within your mobile device. • DIAO : Open securities account to start investing in mutual funds and bonds. • Manage devices and security settings • Optimised for accessibility Download HSBC Indonesia Mobile Banking app now to enjoy digital banking on the go! Important information: This App is provided by PT Bank HSBC Indonesia (“HSBC Indonesia”) for use of existing customers of HSBC Indonesia only. Please do not download this App if you are not an existing customer of HSBC Indonesia. HSBC Indonesia is licensed and supervised by Financial Services Authority (OJK). Please be aware that HSBC Indonesia is not authorised or licensed in other countries for the provision of the services and/or products available through this App. We cannot guarantee that the services and products available through this App are authorised to be offered in other countries.

Screenshots

KeyBCA4 screens
HSBC Indonesia4 screens

Verdict

The call

The clearest difference is rating: HSBC Indonesia at 4.8 against KeyBCA's 3.0. HSBC Indonesia also leads on review sentiment (40% vs 10%) and ratings volume (147 vs 2). KeyBCA's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC Indonesia holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: HSBC Indonesia has 147 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 10% of KeyBCA's written reviews are positive against 40% of HSBC Indonesia's.

UpkeepUpdate frequency

KeyBCA ships an update every 6 weeks, HSBC Indonesia every 2 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
KeyBCA versus HSBC Indonesia: the parameters behind the verdict, then further details
ParameterKeyBCAHSBC Indonesia
PriceFreeFree
Rating3.0 (2 ratings)4.8 (147 ratings) — better
Positive reviews10.0% of reviews40.0% of reviews — better
Number of ratings2147 — better
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size70 MB559 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkHSBC Global Services (UK) Limited

Customer experience

KeyBCA

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews20 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

HSBC Indonesia

All ratings144 ratings
Positive97.9%
Neutral0.7%
Negative1.4%
Written reviews10 reviews
Positive40.0%
Neutral30.0%
Negative30.0%

In-app purchases

None

KeyBCA

No in-app purchases

None

HSBC Indonesia

No in-app purchases

Questions

Is KeyBCA free?
KeyBCA is free to download, with no in-app purchases.
Is HSBC Indonesia free?
HSBC Indonesia is free to download, with no in-app purchases.
Which has better reviews, KeyBCA or HSBC Indonesia?
HSBC Indonesia is rated higher. KeyBCA averages 3.0 out of 5 from 2 ratings, while HSBC Indonesia averages 4.8 from 147 ratings.
Do KeyBCA or HSBC Indonesia have ads?
Neither KeyBCA nor HSBC Indonesia shows ads.
Which is updated more often, KeyBCA or HSBC Indonesia?
KeyBCA ships an update every 6 weeks, and HSBC Indonesia every 2 months. Most recently, KeyBCA was updated on October 22, 2026 and HSBC Indonesia on October 27, 2026.

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