Comparison

Crunch payments vs co8 Expense

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Crunch payments

Manage your Crunch cards, view transactions, and track expenses with attached photos. This app offers robust security features, customizable settings, and seamless integration with the Crunch Payments platform for business expense management.

Highlights
  • View Crunch cards (virtual and physical)
  • Check card balances
  • View transaction details
  • Attach photos to transactions
  • Manage card settings (blocks, limits)
  • Transfer money between cards
Read full description

Crunch Payments provides its own approved card payment solutions to business and organisations across Europe as well as, if required, a bespoke card solution including the full Crunch Payments ecosystem. A part of Crunch Payments ecosystem is our dedicated app, which allows Crunch cardholders to: ● View the Crunch cards on your account, including virtual and physical cards ● Check the balance on each of your cards ● View all transactions on your cards, including date/time, retailer and transaction type ● Attach photographs to each transaction, to allow you to manage your expenses ● View and update your card settings: including retailer blocks, usage limits and other security features Allow sharing of restricted data with other viewers Centralise the data for business management in the Crunch Payments platform ● Transfer money between your cards Our payment solutions can be used to manage expenses, set up reloadable prepaid cards, create virtual cards, gift cards… the list of solutions is endless. Crunch Payments are happy to discuss your needs in order to provide the best way to deliver a solution to your business. The Crunch app is evolving with technology, compliance and our clients. Whilst the app is available as an immediate product, it can also be customised to your prepaid requirement. Some of the app features are unique to Crunch such as the ability to share restricted information with viewers and attaching shopping receipts to transactions. The app is connected to the Crunch Payments Web based management platform : CAT, that allows the business and Crunch to manage and offer further features to the Card users. Crunch works with organisations across multiple sectors: retail, gaming, banking, credit company, government and dozens more: we help shipping companies manage their fuel expenses and farmers to pay their workforce. Our products are available off-the-shelf, or completely white-labelled to match your brand. All our solutions incorporate industry-leading security controls which allow you to monitor spending, block unauthorised expenditure and prevent fraud. We are fully compliant with all legislation including PSD2 and GDPR, and our products will save you time, money and ensure your payments are protected. A Crunch solution allows access to our global partners across all payment sectors. Crunch Payment Limited is a program approved by Mastercard, working with two established issuing banks as well as the leading card processor GPS. Our experience, knowledge and relationships will help you get your product up and running quickly and easily with the right tool to deliver your solution faster.

About

co8 Expense

Features
Read full description

co8 Expense is an employee expense claims platform that helps you glide through the receipt-to-reimbursement process effortlessly, whether you are working from home or out of office. With co8 Expense, you can: - Capture pictures of your receipts on the go - Complete expense claims reports at your convenience - Approve your staff’s claims reports anytime, anywhere - Perform a range of other claims creation, submission, verification and approval functions co8 Expense is built for businesses of all shapes and sizes, local or global. It gives you the flexibility to scale, and to define and configure rules to meet your business’s unique needs. You can set up reimbursements for mileage, compensation & benefits, and out-of-pocket expenses with ease and speed, based on the approval flow you require. Get the co8 Expense app now and try it out for free.

Screenshots

Crunch payments4 screens
co8 Expense4 screens

Verdict

The call

The clearest difference is iOS requirement: Crunch payments at 13.0 against co8 Expense's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 15, 2026 and September 8, 2026 respectively.

Scorecard1 real difference Β· 7 level
Crunch payments versus co8 Expense: the parameters behind the verdict, then further details
ParameterCrunch paymentsco8 Expense
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPod β€” betteriPhone
Requires iOS13.0 β€” better16.0
Further details β€” not scored
Size20 MB28 MB
Age rating4+4+
DeveloperCrunch Payments Limitedmad X studio

In-app purchases

None

Crunch payments

No in-app purchases

None

co8 Expense

No in-app purchases

Questions

Is Crunch payments free?
Crunch payments is free to download, with no in-app purchases.
Is co8 Expense free?
co8 Expense is free to download, with no in-app purchases.
Do Crunch payments or co8 Expense have ads?
Neither Crunch payments nor co8 Expense shows ads.
Which is updated more often, Crunch payments or co8 Expense?
Crunch payments ships an update every 3 months, and co8 Expense every 3 months. Most recently, Crunch payments was updated on September 15, 2026 and co8 Expense on September 8, 2026.

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