Comparison

Ипотека и Кредиты vs Wasted

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ипотека и Кредиты

Calculate loan and mortgage payments, track existing debts, and receive payment reminders. Securely store your financial data with biometric authentication.

Highlights
  • Loan and mortgage payment calculator
  • Calculate total overpayment
  • Track existing loans and mortgages
  • Payment schedule monitoring
  • Payment due date notifications
  • Secure data synchronization
  • Biometric authentication support
Features
Read full description

С нашим приложением вы можете рассчитать ежемесячный платеж и реальную стоимость кредита или ипотеки. А затем добавить себе уже имеющийся кредит (или только что взятый) для учета. Вы сможете удобно следить за графиком платежей и получать уведомления о сроках. Возможности приложения: – калькулятор кредита (с учетом комиссий и т.п.) рассчитает ежемесячный платеж, а также сумму переплаты за кредит – калькулятор ипотеки (с учетом комиссий и т.п.) рассчитает ежемесячный платеж, а также сумму переплаты за ипотеку – учет кредита позволит отмечать все внесенные платежи, видеть текущий остаток и получать Push-уведомления за за неделю, за 3 дня и в день списания платежа – учет ипотеки позволит отмечать все внесенные платежи, видеть текущий остаток и получать Push-уведомления за за неделю, за 3 дня и в день списания платежа – авторизация с помощью email или SMS позволит синхронизировать свои данные с сервером для безопасного хранения – установка код-пароля и поддержка Touch ID / Face ID позволяет безопасно хранить ваши данные Более подробно ознакомиться с нашими условиями предоставления услуг и политикой конфиденциальности можно, соответственно, на странице https://files.cleverpumpkin.ru/mortgage/Mortgage-Privacy-Policy.pdf

About

Wasted

This app helps you manage your money with intuitive category-based spending tracking. View detailed analytics through interactive charts and graphs to understand your spending patterns over time. Customize categories with icons and colors for personalized financial management.

Highlights
  • Category-based spending management
  • Real-time balance tracking
  • Customizable themes and categories
  • Detailed expense comments
  • Interactive spending analytics
  • Advanced filtering and search
Features
Read full description

Wasted is a smart expense tracker that helps you take control of your finances with intuitive category-based spending management, real-time balance tracking, and customizable themes. Create unlimited categories with personalized icons and colors, add detailed comments to expenses, and view comprehensive spending analytics through interactive charts and graphs. Track spending patterns by week, month, year, or all time with advanced filtering and search capabilities. Privacy policy: https://dbranchuk.github.io/wasted-app/privacy-policy.html Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Ипотека и Кредиты4 screens
Wasted4 screens

Verdict

The call

The clearest difference is review sentiment: Wasted at 86% against Ипотека и Кредиты's 0%. Wasted also leads on price (Free vs $0.99) and rating (4.2 vs 2.0). Ипотека и Кредиты's advantage is iOS requirement (14.0 vs 17.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Wasted is free to download; Ипотека и Кредиты costs $0.99 up front. Ипотека и Кредиты sells 4 in-app purchases, starting at $0.49 per month and Wasted sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Wasted holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Wasted has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Ипотека и Кредиты's written reviews are positive against 86% of Wasted's.

UpkeepUpdate frequency

Ипотека и Кредиты ships an update every 2 months, Wasted every 10 days. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard7 real differences · 3 level
Ипотека и Кредиты versus Wasted: the parameters behind the verdict, then further details
ParameterИпотека и КредитыWasted
Price$0.99Free — better
Rating2.0 (1 ratings)4.2 (5 ratings) — better
Positive reviews0.0% of reviews85.7% of reviews — better
Number of ratings15 — better
Update frequencyEvery 2 monthsEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better17.0
Further details — not scored
Size72 MB35 MB
Age rating4+4+
DeveloperCleverPumpkin Ltd.Dzmitry Branchuk

Customer experience

Ипотека и Кредиты

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews6 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

Wasted

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

4 purchases

Ипотека и Кредиты

Subscriptions4
  • Premium на месяц$0.491 Month
  • Premium на месяц$1.991 Month
  • Premium Год$7.491 Year
Show 1 more
  • Premium Год$14.991 Year
3 purchases

Wasted

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time1
  • Lifetime Premium$28.99

Questions

Is Ипотека и Кредиты free?
Ипотека и Кредиты costs $0.99, and also offers in-app purchases.
Is Wasted free?
Wasted is free to download, with in-app purchases available.
Which has better reviews, Ипотека и Кредиты or Wasted?
Wasted is rated higher. Ипотека и Кредиты averages 2.0 out of 5 from 1 ratings, while Wasted averages 4.2 from 5 ratings.
Do Ипотека и Кредиты or Wasted have ads?
Neither Ипотека и Кредиты nor Wasted shows ads.
Which is updated more often, Ипотека и Кредиты or Wasted?
Ипотека и Кредиты ships an update every 2 months, and Wasted every 10 days. Most recently, Ипотека и Кредиты was updated on November 6, 2026 and Wasted on November 8, 2026.

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