Ипотека и Кредиты vs Wasted
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ипотека и Кредиты
Calculate loan and mortgage payments, track existing debts, and receive payment reminders. Securely store your financial data with biometric authentication.
- Loan and mortgage payment calculator
- Calculate total overpayment
- Track existing loans and mortgages
- Payment schedule monitoring
- Payment due date notifications
- Secure data synchronization
- Biometric authentication support
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С нашим приложением вы можете рассчитать ежемесячный платеж и реальную стоимость кредита или ипотеки. А затем добавить себе уже имеющийся кредит (или только что взятый) для учета. Вы сможете удобно следить за графиком платежей и получать уведомления о сроках. Возможности приложения: – калькулятор кредита (с учетом комиссий и т.п.) рассчитает ежемесячный платеж, а также сумму переплаты за кредит – калькулятор ипотеки (с учетом комиссий и т.п.) рассчитает ежемесячный платеж, а также сумму переплаты за ипотеку – учет кредита позволит отмечать все внесенные платежи, видеть текущий остаток и получать Push-уведомления за за неделю, за 3 дня и в день списания платежа – учет ипотеки позволит отмечать все внесенные платежи, видеть текущий остаток и получать Push-уведомления за за неделю, за 3 дня и в день списания платежа – авторизация с помощью email или SMS позволит синхронизировать свои данные с сервером для безопасного хранения – установка код-пароля и поддержка Touch ID / Face ID позволяет безопасно хранить ваши данные Более подробно ознакомиться с нашими условиями предоставления услуг и политикой конфиденциальности можно, соответственно, на странице https://files.cleverpumpkin.ru/mortgage/Mortgage-Privacy-Policy.pdf
Wasted
This app helps you manage your money with intuitive category-based spending tracking. View detailed analytics through interactive charts and graphs to understand your spending patterns over time. Customize categories with icons and colors for personalized financial management.
- Category-based spending management
- Real-time balance tracking
- Customizable themes and categories
- Detailed expense comments
- Interactive spending analytics
- Advanced filtering and search
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Wasted is a smart expense tracker that helps you take control of your finances with intuitive category-based spending management, real-time balance tracking, and customizable themes. Create unlimited categories with personalized icons and colors, add detailed comments to expenses, and view comprehensive spending analytics through interactive charts and graphs. Track spending patterns by week, month, year, or all time with advanced filtering and search capabilities. Privacy policy: https://dbranchuk.github.io/wasted-app/privacy-policy.html Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Wasted at 86% against Ипотека и Кредиты's 0%. Wasted also leads on price (Free vs $0.99) and rating (4.2 vs 2.0). Ипотека и Кредиты's advantage is iOS requirement (14.0 vs 17.0). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Wasted is free to download; Ипотека и Кредиты costs $0.99 up front. Ипотека и Кредиты sells 4 in-app purchases, starting at $0.49 per month and Wasted sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Wasted holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Wasted has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Ипотека и Кредиты's written reviews are positive against 86% of Wasted's.
Ипотека и Кредиты ships an update every 2 months, Wasted every 10 days. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.
| Parameter | Ипотека и Кредиты | Wasted |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 2.0 (1 ratings) | 4.2 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 72 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | CleverPumpkin Ltd. | Dzmitry Branchuk |
Customer experience
Ипотека и Кредиты
Wasted
In-app purchases
Ипотека и Кредиты
- Premium на месяц$0.491 Month
- Premium на месяц$1.991 Month
- Premium Год$7.491 Year
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- Premium Год$14.991 Year
Wasted
- Monthly Premium$3.991 Month
- Yearly Premium7 Days trial$19.991 Year
- Lifetime Premium$28.99









