Comparison

Thrivent RCD vs Thrivent Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thrivent RCD

This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.

Highlights
  • Transmit check payments
  • Supports life, health, annuity, and mutual funds
  • Accepts payments for financial plans
  • Mobile check capture
  • Secure transmission
Features
Read full description

Thrivent RCD is an app for the Thrivent's Financial Professionals to transmit checks for life, health, annuity, and Mutual Funds products using their mobile device. Check payments for Financial Plans are also accepted.

About

Thrivent Bank

Manage your money with purpose using intuitive tools, automated saving, and human guidance. Organize funds by goal, track spending, monitor credit, and access support from real people. Enjoy banking with no hidden fees.

Highlights
  • Automated saving
  • Savings Pockets for goal organization
  • Budgeting tools
  • Cash flow tracking
  • Free credit score monitoring
  • Human support
Features
Read full description

At Thrivent Bank, we help you manage your money with purpose through intuitive tools, automated saving, and human guidance so you can spend, save, and borrow with confidence. Download the app to access your Thrivent Money™ Account and start banking differently—with smarter features designed to support your financial well-being: Savings Pockets™ Easily organize your money by goal, emergencies, vacations, whatever you need. Set up automatic transfers and watch your savings grow effortlessly. Smart Tools to Stay in Control: • Budgeting: See where your money goes and stay on track. • Cash Flow Tracking: Know what’s coming in and what’s going out, always. • Free Credit Score: Monitor your credit and get tips to boost it. • Human Support: Talk to real people when you need help. • No Hidden Fees: No monthly fees, no overdraft fees, no nonsense. Thrivent Bank is a Utah-chartered bank, Member FDIC. Backed by a Fortune 500 company and built to help you live a more confident financial life—today and tomorrow.

Screenshots

Thrivent RCD3 screens
Thrivent Bank4 screens

Verdict

The call

The clearest difference is update cadence: Thrivent Bank at every 2 weeks against Thrivent RCD's every 9 months. Thrivent Bank also leads on ratings volume (53 vs 8). Thrivent RCD's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Thrivent RCD against 4.5 for Thrivent Bank. That said, the two scores are not equally well evidenced: Thrivent Bank has 53 ratings behind it against 8, so its average is the more settled of the two.

UpkeepUpdate frequency

Thrivent RCD ships an update every 9 months, Thrivent Bank every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Thrivent RCD versus Thrivent Bank: the parameters behind the verdict, then further details
ParameterThrivent RCDThrivent Bank
PriceFreeFree
Rating4.5 (8 ratings) — better4.5 (53 ratings)
Positive reviews0.0% of reviews—
Number of ratings853 — better
Update frequencyEvery 9 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS10.0 — better16.0
Further details — not scored
Size74 MB133 MB
Age rating4+4+
DeveloperThrivent Financial For LutheransThrivent Bank

Customer experience

Thrivent RCD

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Thrivent Bank

All ratings41 ratings
Positive87.8%
Neutral0.0%
Negative12.2%

In-app purchases

None

Thrivent RCD

No in-app purchases

None

Thrivent Bank

No in-app purchases

Questions

Is Thrivent RCD free?
Thrivent RCD is free to download, with no in-app purchases.
Is Thrivent Bank free?
Thrivent Bank is free to download, with no in-app purchases.
Which has better reviews, Thrivent RCD or Thrivent Bank?
Thrivent RCD is rated higher. Thrivent RCD averages 4.5 out of 5 from 8 ratings, while Thrivent Bank averages 4.5 from 53 ratings.
Do Thrivent RCD or Thrivent Bank have ads?
Neither Thrivent RCD nor Thrivent Bank shows ads.
Which is updated more often, Thrivent RCD or Thrivent Bank?
Thrivent RCD ships an update every 9 months, and Thrivent Bank every 2 weeks. Most recently, Thrivent RCD was updated on November 3, 2026 and Thrivent Bank on October 30, 2026.

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