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Comparison

白猫贷 vs 乐盈花

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
白猫贷
白猫贷
Free
💰 Finance
No ratingsView app →
乐盈花-分期小额现金借贷APP
乐盈花

现金分期借款信用贷款借钱软件平台

Free
💰 Finance
No ratingsView app →
About

白猫贷

Features
Read full description

白猫贷是一款利用人工智能和大数据风控技术，面向大众提供金融信贷服务的小额贷款平台，致力于为用户提供方便、快捷、安心的借款服务。 ——产品特色—— 【额度高】额度最高200,000万 【门槛低】凭身份证快速出额度 方便快捷 【放款快】实时审批 快速放款 畅快体验 【流程简】在线申请 自动审核 “刷脸”得额度 ——温馨提示—— 1.贷款额度、利率，放款时间以实际审核为准 2.贷款有风险，借款需谨慎，请根据个人能力合理贷款，理性消费，避免逾期 官方微信：白猫贷 官方客服电话：400-6888009 ( 工作日9:30-18:30 )

About

乐盈花

Offers secure, low-interest small loan services. Loan amounts, disbursement times, and approval rates are subject to actual review. Borrow responsibly based on personal capacity.

Highlights
  • Small loan services
  • Low interest rates
  • Secure platform
  • Cash advances
  • Credit loans
Features
Read full description

乐盈花-为您提供安全，低利息的小额贷款服务！ 温馨提示：贷款额度、放款时间、通过率等以实际审批为准。贷款有风险，借款需谨慎，请根据个人能力合理贷款。

Screenshots

白猫贷4 screens
乐盈花4 screens

Verdict

The call

白猫贷 and 乐盈花 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

白猫贷 ships an update every 6 weeks, 乐盈花 every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
白猫贷 versus 乐盈花: the parameters behind the verdict, then further details
Parameter白猫贷乐盈花
PriceFreeFree
Positive reviews—50.0% of reviews
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size32 MB33 MB
Age rating17+17+
DeveloperGuangzhou Zhidu Internet Microfinance Co., Ltd.武汉小紫啧科技有限公司

In-app purchases

None

白猫贷

No in-app purchases

None

乐盈花

No in-app purchases

Questions

Is 白猫贷 free?
白猫贷 is free to download, with no in-app purchases.
Is 乐盈花 free?
乐盈花 is free to download, with no in-app purchases.
Do 白猫贷 or 乐盈花 have ads?
Neither 白猫贷 nor 乐盈花 shows ads.
Which is updated more often, 白猫贷 or 乐盈花?
白猫贷 ships an update every 6 weeks, and 乐盈花 every 2 months. Most recently, 白猫贷 was updated on November 3, 2026 and 乐盈花 on October 30, 2026.

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