Comparison

Keep Afloat vs Expense manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keep Afloat

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Use Keep Afloat in three simple steps: 1 - Create portfolios to logically group your money and all of your investments and financial obligations. 2 - Create accounts within each portfolio. 3 - Add transactions to each account. Main features and functionality ・Unlimited portfolios, accounts, and transactions. ・Take advantage of the streamlined user interface that focusses on just the fundamentals of recording your financial situation. ・Set up automatically repeating transactions. ・Pin important transactions to pull them out of the traditional chronological order and move them to the top. ・Indicate transactions as planned so that you have everything covered and decide if you wish to include them in the account balance or not. ・Use your preferred text size (supports the full range of text sizes including all of the accessibility larger text sizes available in your device’s Settings app). ・Use in your preferred device orientation–portrait or landscape ・See your finances shine in Dark Mode. Keep Afloat uses the default currency from your device’s Language & Region setting in the Settings app.

About

Expense manager

Effortlessly track income and expenses across multiple accounts to build better financial habits. Gain insights with advanced reports and set personalized targets to achieve your financial goals.

Highlights
  • Log transactions with ease
  • Manage multiple accounts
  • Set income and expense targets
  • Advanced financial reports
  • Recurring transaction automation
  • Payment reminders
Features
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Moneta: Your Ultimate Financial Companion. It helps you track and save your money by managing your income and expenses across multiple accounts. Transform Your Personal Finances and Build Better Habits. Don't let your money manage you—manage your money with Moneta Premium and unlock all the power. Take control of your future today! SAFE & PRIVATE Your data, your control. Private and secure. We do not track or have access to your data. It's all stored on your device and your personal iCloud account. Key Features: -------------- Build Better Financial Habits: With regular insights and reports, you'll gain a deeper understanding of your spending patterns and identify areas for improvement. Say goodbye to impulsive buying and hello to mindful spending. Log Transactions with Ease: Say hello to hassle-free financial tracking. Our intuitive interface allows you to effortlessly log and categorize transactions, making it simple to keep a pulse on your spending habits. From that morning coffee to major purchases, every transaction is recorded for a crystal-clear financial snapshot. Multiple Accounts: Effortlessly manage multiple accounts in one place, from checking and savings to credit cards. Gain a comprehensive view of your financial landscape and make informed decisions. Income and Expense Targets: Set personalized income and expense targets to stay on track and make your financial dreams a reality. Monitor your progress, adjust your spending habits, and optimise your budget effortlessly. Advanced Reports: Dive into detailed reports and gain valuable insights into your finances. Identify areas for improvement and make data-driven decisions to achieve financial success. Periodic Financial Overviews: Stay informed with periodic summaries of your financial status. Access monthly, weekly, or daily overviews to assess your progress, spot trends, and fine-tune your financial strategies. Balance Rollover: Carry forward your remaining balances from one month to another, ensuring no money is left unaccounted for. Enjoy the flexibility of managing your finances on your terms. Recurring Transactions: Simplify your financial routine with automated recurring transactions. Set up regular payments, subscriptions, and bills to be deducted automatically, saving you time and ensuring no payments are missed. Custom Settings for Personalization: Tailor Moneta to your unique financial needs. Customise categories, labels, and colours and create a personalised experience that suits your style. Payments Reminder Notifications: No more missed bills or late fees! Receive timely reminders for upcoming recurring payments, ensuring you stay on top of your financial commitments. Transactions Quick Shortcuts: Streamline your financial tasks with handy shortcuts for quick transactions. Add expenses, record income, transfer funds with just a few taps, saving you time and effort. ----------------------------- Start Your Financial Transformation Today: Download Moneta and experience the power of a well-managed personal finances. From logging transactions to setting targets, this app will help you build better habits for a brighter tomorrow. ----------------------------- ----------------------------- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage your subscriptions in Account Settings after purchase. Terms of use: https://www.kuskoveckis.dev/privacy-policy Privacy Policy: https://www.kuskoveckis.dev/terms-of-use Support and enquiries: info@kuskoveckis.dev

Screenshots

Keep Afloat4 screens
Expense manager4 screens

Verdict

The call

The clearest difference is update cadence: Keep Afloat at fortnightly against Expense manager's monthly. Keep Afloat also leads on device support (3 vs 1). Expense manager's advantage is iOS requirement (17.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keep Afloat sells 1 one-off in-app purchase and Expense manager sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Keep Afloat ships an update fortnightly, Expense manager monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
Keep Afloat versus Expense manager: the parameters behind the verdict, then further details
ParameterKeep AfloatExpense manager
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size4 MB25 MB
Age rating4+4+
DeveloperDavid CantyAleksandrs Kuskoveckis-Danilovs

In-app purchases

1 purchases

Keep Afloat

One-time1
  • Keep Afloat Premium$2.99
3 purchases

Expense manager

Subscriptions2
  • Premium - All Access$1.991 Month
  • Premium - All Access$4.991 Year
One-time1
  • Premium - All Access$6.99

Questions

Is Keep Afloat free?
Keep Afloat is free to download, with in-app purchases available.
Is Expense manager free?
Expense manager is free to download, with in-app purchases available.
Do Keep Afloat or Expense manager have ads?
Neither Keep Afloat nor Expense manager shows ads.
Which is updated more often, Keep Afloat or Expense manager?
Keep Afloat ships an update fortnightly, and Expense manager monthly. Most recently, Keep Afloat was updated on October 26, 2026 and Expense manager on October 24, 2026.

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