Comparison

TBC Business vs MSG SMS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TBC Business

Manage your business finances with ease. This app offers secure login, a consolidated dashboard for all your accounts, and streamlined money transfers. It also includes features like an IBAN scanner and in-app account switching for multiple businesses.

Highlights
  • Secure login with biometrics
  • Consolidated dashboard for balances
  • Approve multiple orders at once
  • In-app account switching
  • IBAN scanner for easy input
  • Money transfers and currency conversion
Features
Read full description

Consistent with our mission "MAKE PEOPLE'S LIVES EASIER", comes a completely new app that makes the most of the feedback we receive from businesses about their needs, wishes and what they’d be interested in to see in their mobile experience. We have created a platform to build upon years to come and we are here to listen to you. NEW AND HIGHLY ANTICIPATED FEATURES INCLUDE: • Approving multiple orders with a single digipass code. • In-app account switching for more than two linked business accounts. • IBAN scanner - lets you easily scan, copy and paste long IBAN codes using your phone's camera. • Other minor details aimed at making the experience more convenient and seamless. Alongside completely refreshed user experience, users will also engage with familiar mobile banking services like simple & secure authorization; overarching dashboard, money transfers and currency conversions and so on. An incomplete list of features of TBC Business include: SIMPLE & SECURE AUTHORIZATION Users may securely access their accounts in a variety of authentication methods, starting from User & Password combination followed by a simple 5-digit pass code or by utilizing smartphone’s biometric capabilities like Fingerprint ID or Face ID. CONSOLIDATED DASHBOARD The home screen of the app now includes all the essential information and shortcuts to most frequently visited parts of the app. Users will instantly see their total balances corresponding to their cards / accounts; loans; deposits and guarantees. A simple swipe through the pending orders will let the users approve or cancel them right from the home screen. PRODUCTS A dedicated page to products include all the details and actions available currently in client’s product portfolio ownership - corresponding balances to accounts / multicurrency cards, blocked amounts, transactions history and so on. All of these in some minor differences also apply to Loans, Deposits and Guarantees. TRANSFERS Users may transfer and convert currency within own accounts in just a few taps. Make national currency transfers to state treasury or to someone else (Users may use IBAN scanner as part of this particular transfer) within TBC or to other Georgian banks. TRANSACTIONS A new, dedicated section of the orders waiting for confirmation lets the respective rights owner select multiple items from the pending orders and approve all of them by just a single digipass code. Users will be able to navigate, filter, search, check the status or take action thru particular transactions in “orders” and “transaction history” sections respectively. MORE Users with multiple linked businesses will be able to switch between accounts without signing out of the app.* A dedicated business banker will always be in reach of few taps on the “widget”, where users may choose their preferred method of contact to that person. ** Users will also be able to send and receive messages to and from TBC via “messaging” in more menu. Hiding or showing accounts, changing password, setting up passcode or biometric parameters will all be available in the “settings” menu. Currency section includes standard and special rates*** as well as national bank’s rates applicable at that moment. We are very excited to deliver this initial version of the app into your hands and we cannot wait to hear your feedback, which will be very much appreciated. *switching business accounts applies to clients who have linked their business profiles to their retail user **only a selected number of users (clients with business banker assigned) will be able to see the business banker widget ***special rates will only be visible to a selected number of users (clients with special currency rates)

About

MSG SMS

This app facilitates sending bulk SMS messages for informational and advertising purposes. It is designed for businesses to efficiently communicate with their customers. The application is free to use.

Highlights
  • Bulk SMS sending
  • Informational messaging
  • Advertising campaigns
  • Business communication tool
  • Free to use
Features
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An informational/advertising Bulk SMS sending application

Screenshots

TBC Business4 screens
MSG SMS4 screens

Verdict

The call

TBC Business and MSG SMS both sit at 4.9 stars, but that hides the real split: 100% of MSG SMS's written reviews are positive against 67% of TBC Business's. MSG SMS also leads on iOS requirement (13.4 vs 16.0). TBC Business's advantage is ratings volume (2.2K vs 1) and update cadence (weekly vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for TBC Business against 5.0 for MSG SMS. That said, the two scores are not equally well evidenced: TBC Business has 2.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 67% of TBC Business's written reviews are positive against 100% of MSG SMS's.

UpkeepUpdate frequency

TBC Business ships an update weekly, MSG SMS every 3 weeks. The most recent releases landed on October 26, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
TBC Business versus MSG SMS: the parameters behind the verdict, then further details
ParameterTBC BusinessMSG SMS
PriceFreeFree
Rating4.9 (2.2K ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings2.2K — better1
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.013.4 — better
Further details — not scored
Size105 MB25 MB
Age rating4+17+
DeveloperTBC BankMS Group LTD

Customer experience

TBC Business

All ratings2,210 ratings
Positive96.7%
Neutral0.9%
Negative2.4%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

MSG SMS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

TBC Business

No in-app purchases

None

MSG SMS

No in-app purchases

Questions

Is TBC Business free?
TBC Business is free to download, with no in-app purchases.
Is MSG SMS free?
MSG SMS is free to download, with no in-app purchases.
Which has better reviews, TBC Business or MSG SMS?
MSG SMS is rated higher. TBC Business averages 4.9 out of 5 from 2.2K ratings, while MSG SMS averages 5.0 from 1 ratings.
Do TBC Business or MSG SMS have ads?
Neither TBC Business nor MSG SMS shows ads.
Which is updated more often, TBC Business or MSG SMS?
TBC Business ships an update weekly, and MSG SMS every 3 weeks. Most recently, TBC Business was updated on October 26, 2026 and MSG SMS on October 20, 2026.

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