PayControl vs MBusiness
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayControl
Securely sign transactions and documents directly from your smartphone without needing hardware tokens or SMS codes. This app offers offline functionality and robust protection against unauthorized access, ensuring the integrity of your operations.
- Mobile e-signature generation
- Offline mode functionality
- Unauthorized access risk protection
- Full transaction details before signing
- No SMS or PUSH notifications used
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PayControl is not only easy-to-use, but also secure. No more hardware solutions, such as hardware tokens, OTP-generators or scratch-cards, are required to generate a digital signature. Thanks to mobile e-signature that is generated to confirm each operation does not allow to change operation details. PayControl does not use SMS or PUSH-notifications, that can be easily intercepted. Advantages: • Any transaction or document appears right in a smartphone; • No dependence on mobile operator service or SMS delivery time; • Availability to use the app in off-line mode even in roaming or airplane mode. • Unauthorized access risk protection even in case of device loss; • Full transaction details appear on your screen right before signing; • PayControl does not use SMS and PUSH-codes, that can be intercepted.
MBusiness
This app is an online bank designed for entrepreneurs. It offers quick online account opening, payment processing, and financial management tools to help businesses save time and grow sales. It provides features like QR payments, unlimited free transfers, and integration with accounting software.
- Online account opening for sole proprietors
- QR code payment acceptance
- Free unlimited transfers
- Business debit card
- Online accounting services
- Online government services
- Currency exchange
- 1C integration
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MBusiness - это MBANK для предпринимателей. Откройте счет для ИП онлайн всего за 1 минуту, или зарегистрируйтесь в качестве директора, бухгалтера и другой роли в компании. Для бизнеса любого размера - начинающих предпринимателей, больших компаний и бухгалтеров - MBusiness поможет экономить время и развивать продажи. Сфокусируйтесь на важном, все остальное оставьте MBusiness: 1. Прием платежей по QR Оплата через MBank и любые другие приложения БЕСПЛАТНО и мгновенно от клиентов MBANK 2. Переводы на MBank БЕСПЛАТНО и быстро с расчетного или карточного счета 3. Карта MBusiness Для пополнения счета, снятия наличных и оплаты товаров и услуг для бизнеса. Выпуск карты и обслуживание в первый год БЕСПЛАТНО Снятие наличных для ИП - БЕСПЛАТНО, для ОсОО - всего 0,2% 4. Безграничные платежи и переводы ГРОСС, клиринг, SWIFT в другие страны мира Платежи и переводы в сомах для ИП - БЕСПЛАТНО и БЕЗЛИМИТНО 5. Онлайн-бухгалтерия - БЕСПЛАТНО для первых 500 клиентов Расчет и оплата налогов, формирование и отправка электронных отчетов Кадровый учет, если у вас есть сотрудники Выделенный бухгалтер-помощник 6. Госуслуги онлайн и БЕСПЛАТНО Проверка задолженности Оплата налогов и штрафов Таможенные платежи 7. Обмен валюты Конвертация по выгодному курсу 8. Прямая интеграция с 1С ЭКСКЛЮЗИВНО в Кыргызстане - только в MBusiness Услуги кредитования доступны для индивидуальных предпринимателей и организаций, официально зарегистрированных на территории Кыргызской Республики. MBusiness - онлайн-банк для предпринимателей, которые ценят свое время. https://mbank.kg/mbusiness
Screenshots
Verdict
The clearest difference is rating: PayControl at 5.0 against MBusiness's 4.6. PayControl also leads on ratings volume (83 vs 7) and iOS requirement (13.0 vs 15.5). MBusiness's advantage is update cadence (every 9 days vs every 5 weeks). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayControl holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PayControl has 83 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 38% of PayControl's written reviews are positive against 33% of MBusiness's.
PayControl ships an update every 5 weeks, MBusiness every 9 days. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.
| Parameter | PayControl | MBusiness |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (83 ratings) — better | 4.6 (7 ratings) |
| Positive reviews | 38.1% of reviews — better | 33.3% of reviews |
| Number of ratings | 83 — better | 7 |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 32 MB | 150 MB |
| Age rating | 4+ | 4+ |
| Developer | SafeTech Ltd | MBANK, OAO |
Customer experience
PayControl
MBusiness
In-app purchases
PayControl
No in-app purchases
MBusiness
No in-app purchases
