PayControl vs BAKAI Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayControl
Securely sign documents and confirm transactions directly from your smartphone without needing hardware tokens or SMS codes. This app offers offline functionality and robust protection against unauthorized access, ensuring the integrity of your operations.
- Mobile e-signature generation
- Secure transaction confirmation
- Offline mode availability
- Unauthorized access risk protection
- Full transaction details before signing
- No SMS or PUSH notifications used
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PayControl is not only easy-to-use, but also secure. No more hardware solutions, such as hardware tokens, OTP-generators or scratch-cards, are required to generate a digital signature. Thanks to mobile e-signature that is generated to confirm each operation does not allow to change operation details. PayControl does not use SMS or PUSH-notifications, that can be easily intercepted. Advantages: • Any transaction or document appears right in a smartphone; • No dependence on mobile operator service or SMS delivery time; • Availability to use the app in off-line mode even in roaming or airplane mode. • Unauthorized access risk protection even in case of device loss; • Full transaction details appear on your screen right before signing; • PayControl does not use SMS and PUSH-codes, that can be intercepted.
BAKAI Business
Manage your company's finances on the go with this mobile banking app. Easily track account balances and transactions, send transfers, pay salaries, and handle taxes. Securely sign documents with Face ID/Touch ID.
- Account balance and transaction tracking
- Interbank transfers
- Salary payments
- Tax payments
- Digital document signing (Face ID/Touch ID)
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BAKAI Business is a mobile bank for legal entities and sole proprietors. In the app you can: • open and manage accounts and get statements; • make payments and transfers; • manage cards; • keep track of loans; • use the bank's services. The app helps you handle your business's everyday finances right from your phone.
Screenshots
Verdict
PayControl and BAKAI Business both sit at 4.9 stars, but that hides the real split: 100% of BAKAI Business's written reviews are positive against 38% of PayControl's. PayControl's advantage is ratings volume (115 vs 2). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for PayControl against 5.0 for BAKAI Business. That said, the two scores are not equally well evidenced: PayControl has 115 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 38% of PayControl's written reviews are positive against 100% of BAKAI Business's.
PayControl ships an update every 5 weeks, BAKAI Business every 3 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | PayControl | BAKAI Business |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (115 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 38.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 115 — better | 2 |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 26 MB | 321 MB |
| Age rating | 4+ | 4+ |
| Developer | SafeTech Ltd | OJSC BAKAI BANK |
Customer experience
PayControl
BAKAI Business
In-app purchases
PayControl
No in-app purchases
BAKAI Business
No in-app purchases
