Comparison

Capital Online vs BTB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

★ 1.76 ratingsView app →

About

Capital Online

Features

Read full description

Онлайн сервис позволяющий управлять своим счетом, а также использовать весь спектр банковских услуг

About

BTB

Manage your finances conveniently 24/7 with this mobile banking app. Perform instant transfers, pay bills, manage your cards, and set spending limits. Registration is available remotely or at a bank branch.

Highlights

Instant transfers to BTB clients
Transfers to other banks
Card payment and SMS notification management
Card limit customization
Card blocking/unblocking
Payment for over 250 services

Features

Read full description

BTB — новый цифровой продукт от ОАО «Банк Бай-Тушум», который позволяет удобно управлять своими финансами через мобильное приложение в режиме 24/7. Что умеет мобильный банкинг BTB: Мгновенные переводы клиентам BTB по номеру телефона; Переводы на карты и счета других банков (ЭЛКАРТ, Клиринг, Гросс, SWIFT); Подключение и отключение SMS-оповещений и интернет-платежей по карте; Самостоятельная настройка лимитов по карте; Блокировка и разблокировка карты в пару кликов; Оплата более 250 услуг — от коммунальных до штрафов ГАИ и многое другое. Как подключиться: Можно пройти регистрацию самостоятельно — через удалённую идентификацию, или обратиться в ближайшее отделение Банка. Контакт-центр: · 0770905805 · 0554905805 · 0701905805 · 0312905805 E-mail: customersupport@baitushum.kg

Screenshots

Capital Online4 screens

BTB4 screens

Verdict

The call

Capital Online and BTB are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Capital Online ships an update every 2 months, BTB every 4 weeks. The most recent releases landed on October 18, 2026 and October 27, 2026 respectively.

ScorecardNo meaningful differences

Capital Online versus BTB: the parameters behind the verdict, then further details
Parameter	Capital Online	BTB
Price	Free	Free
Rating	—	1.7 (6 ratings) — better
Positive reviews	—	14.6% of reviews
Number of ratings	—	6 — better
Update frequency	Every 2 months	Every 4 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.0 — better	15.1
Further details — not scored
Size	190 MB	110 MB
Age rating	4+	4+
Developer	OJSC ‘Capital Bank’	BAITUSHUM BANK

In-app purchases

None

Capital Online

No in-app purchases

None

BTB

No in-app purchases

Questions

Is Capital Online free?

Capital Online is free to download, with no in-app purchases.

Is BTB free?

BTB is free to download, with no in-app purchases.

Do Capital Online or BTB have ads?

Neither Capital Online nor BTB shows ads.

Which is updated more often, Capital Online or BTB?

Capital Online ships an update every 2 months, and BTB every 4 weeks. Most recently, Capital Online was updated on October 18, 2026 and BTB on October 27, 2026.