Comparison

M36 vs MyInvestar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M36

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

Highlights
  • Personalized investment products
  • Digital concierge service 24/7
  • Investment advisors
  • Loans and asset-backed financing
  • Estate planning services
  • Wealth management by invitation
Features
Read full description

As our world becomes more digitally-connected, there's an increasing need for an innovative, dynamic, and on-demand solution to wealth management needs. M36 by Union Bank is poised to meet this need by delivering personalised online investment products and services. Our suite of tailored investment and lifestyle products and services has been carefully curated to help bring our users closer to their financial goals, M36 . Investments: Whether you're a first time investor, a seasoned professional, or you just want to track your investments more easily, we've got you covered with our simplified, user-friendly app. With our different returns percentages, from Eurobonds to Treasury Bills, we have created a very competitive and responsive platform that allows you to easily choose how you would like to invest, based on each your personalized risk profile. Introducing the Digital Concierge Our digital concierge service is available 24/7 to answer any questions you may have and help with all your investment needs, from building and growing your investment portfolio, to funding your wallet, and so much more. Investment Advisors: Our investment advisors are available to make the most of your investments and actively manage your portfolio if required. Life Essentials: From cash and asset backed loans to personal travel allowance to setting up a will, we’ve created a bouquet of solutions to help you live your best life without compromising your wealth goals. Wealth Management: Enjoy exclusive products and services with our wealth management service. We offer a bespoke service with investment advisors available to manage your investments. Our wealth management proposition is strictly by invitation. Contact our Concierge for more information.  NO deposit fees. NO monthly fees. Bank-level security. Welcome to M36 – the Freedom to Choose!

About

MyInvestar

Empower your financial future with this investment app. Easily save, invest in diverse options like mutual funds, and track your progress on the go. It's designed for both new and experienced investors, offering convenience and robust security.

Highlights
  • SEC-licensed investment platform
  • Diverse investment options
  • Track investments and progress
  • User-friendly interface
  • Robust security features
  • Invest and save on the go
Features
Read full description

WELCOME TO MYINVESTAR - YOUR ULTIMATE FINANCIAL COMPANION! Invest, Save, and Grow Your Wealth with Confidence. MyInvestar is the all-in-one investment app that empowers you to take control of your financial future like never before. Whether you're a seasoned investor or just starting out, our user-friendly app makes investing and saving simple, convenient, and rewarding. WHY CHOOSE MYINVESTAR? ● SEC-Licensed and Powered by First Ally Asset Management: MyInvestar is backed by the expertise of First Ally Asset Management. With our SEC licensing, you can have peace of mind knowing that your investments are in safe and capable hands. ● Diverse Range of Investment Options: From mutual funds to savings and investment plans, MyInvestar offers a diverse range of investment options to suit your financial goals and risk appetite. With our easy-to-use app, you can invest in multiple products, track your investments, and monitor your progress all in one place. ● Unparalleled Convenience: Managing your investments has never been easier. With MyInvestar, you can invest, save, and track your progress on the go, giving you the freedom and flexibility to manage your portfolio anytime, anywhere. ● Robust Security Features: Your security is our top priority. MyInvestar employs state-of-the-art security measures to protect your data and funds, ensuring that your investments are safe and secure. Ready to take your financial future into your own hands? Experience the MyInvestar difference and unlock your financial potential! Download the app now and start your savings & investment journey with us! Join us today and start your journey towards financial freedom!

Screenshots

M364 screens
MyInvestar4 screens

Verdict

The call

The clearest difference is rating: MyInvestar at 4.6 against M36's 4.0. MyInvestar also leads on monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyInvestar holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 7 and 16 respectively. Written reviews point the same way: 60% of M36's written reviews are positive against 67% of MyInvestar's.

UpkeepUpdate frequency

M36 ships an update every 5 weeks, MyInvestar every 2 months. The most recent releases landed on August 15, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
M36 versus MyInvestar: the parameters behind the verdict, then further details
ParameterM36MyInvestar
PriceFreeFree
Rating4.0 (7 ratings)4.6 (16 ratings) — better
Positive reviews60.0% of reviews66.7% of reviews — better
Number of ratings716 — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.315.6 — better
Further details — not scored
Size210 MB115 MB
Age rating17+4+
DeveloperUnion Bank of Nigeria PlcFirst Ally Capital Limited

Customer experience

M36

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

MyInvestar

All ratings13 ratings
Positive84.6%
Neutral7.7%
Negative7.7%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

M36

No in-app purchases

None

MyInvestar

No in-app purchases

Questions

Is M36 free?
M36 is free to download, with no in-app purchases.
Is MyInvestar free?
MyInvestar is free to download, with no in-app purchases.
Which has better reviews, M36 or MyInvestar?
MyInvestar is rated higher. M36 averages 4.0 out of 5 from 7 ratings, while MyInvestar averages 4.6 from 16 ratings.
Do M36 or MyInvestar have ads?
Neither M36 nor MyInvestar shows ads.
Which is updated more often, M36 or MyInvestar?
M36 ships an update every 5 weeks, and MyInvestar every 2 months. Most recently, M36 was updated on August 15, 2026 and MyInvestar on September 9, 2026.

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