Comparison

Plan vs Finzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plan

Manage your money, track expenses, and achieve your savings goals with this intuitive finance tracker. It offers detailed analytics, multi-currency support, and debt planning to help you gain financial control.

Highlights
  • Goal tracking
  • Smart expense manager
  • Multi-currency support
  • Debt and mortgage planner
  • Deep analytics
  • Apple Watch integration
  • Seamless sync
Features
Read full description

Plan! — The Ultimate Budget & Finance Tracker Take control of your money, get out of debt, and achieve your financial dreams. Plan! is a simple, intuitive, and powerful financial tracker that brings your income, expenses, and savings goals into one clear picture. Whether you're saving for a vacation, paying off a mortgage, or tracking multiple bank accounts, Plan! does the heavy lifting for you. WHY CHOOSE PLAN! Goal Tracking: Have savings in different banks? Track all your financial goals in one place. Monitor your progress in days or percentages and watch your wealth grow. Smart Expense Manager: Automatically group your spending into customizable categories. Our intuitive Timeline view lets you see, edit, or delete daily transactions in seconds. Multi-Currency Support: USD, EUR, RUB, and dozens of other currencies are fully supported. Perfect for travelers, freelancers, and expats. Debt & Mortgage Planner: Keep your finger on the pulse. Track loans and mortgages with custom deadlines and smart reminders so you never miss a payment. Deep Analytics: Beautiful statistics for your overall budget and detailed breakdowns for every single goal. Apple Watch Integration: Log expenses and check your balance directly from your wrist. Your budget is always with you. Seamless Sync: Securely sync your financial data across all your devices. Bank-Level Security: Keep your financial plans safe from prying eyes with PIN, Touch ID, or Face ID protection. Plan! is more than just a piggy bank — it’s your personal tool for long-term financial success. Calculate your expenses the moment you make a transfer and take the stress out of budgeting. Download Plan! today and make every cent count! Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Finzo

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

Highlights
  • Track daily expenses and income
  • Customizable expense and income categories
  • AI-powered spending analysis
  • Intelligent budget recommendations
  • Financial runway visualization
  • Secure on-device data storage
Features
Read full description

Take control of your finances with Finzo! Track expenses, manage income effectively, and receive AI-powered insights. See your financial runway at a glance and make smarter money decisions powered by artificial intelligence today. Finzo is your all-in-one personal finance tracker that helps you monitor where your money goes. Create custom categories for both expenses and income, add transactions quickly, and get clear insights into your spending patterns. Our AI technology analyzes your financial habits to provide personalized recommendations and identify saving opportunities you might have missed. Key Features: • Track daily expenses and income with ease • Create custom categories with beautiful icons • View detailed financial reports and trends • AI-powered spending pattern analysis • Intelligent budget recommendations based on your habits • Smart anomaly detection to identify unusual expenses • Set budgets and track your progress • See a clear financial runway for your future • Secure and private - your data stays on your device • Clean, intuitive interface designed for everyone Stop wondering where your money went and start taking control of your financial future with Finzo's advanced AI insights today! Apple EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Plan4 screens
Finzo4 screens

Verdict

The call

The clearest difference is review sentiment: Finzo at 100% against Plan's 57%. Plan's advantage is ads (none vs shown) and update cadence (weekly vs every 5 weeks). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan sells 2 in-app purchases, starting at $12.99 per year and Finzo sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Plan ships an update weekly, Finzo every 5 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Plan versus Finzo: the parameters behind the verdict, then further details
ParameterPlanFinzo
PriceFreeFree
Rating4.1 (18 ratings) — better—
Positive reviews57.1% of reviews100.0% of reviews — better
Number of ratings18 — better—
Update frequencyWeekly — betterEvery 5 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS17.116.6 — better
Further details — not scored
Size49 MB27 MB
Age rating4+4+
DeveloperViktor GrushevskiyDogukan Ardic

Customer experience

Plan

All ratings18 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews35 reviews
Positive57.1%
Neutral11.4%
Negative31.4%

Finzo

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Plan

Subscriptions1
  • Plan for the Year$12.991 Year
One-time1
  • Premium forever$29.99
2 purchases

Finzo

Subscriptions2
  • Finzo Monthly Pro$4.991 Month
  • Finzo Yearly Pro$29.991 Year

Questions

Is Plan free?
Plan is free to download, with in-app purchases available.
Is Finzo free?
Finzo is free to download, with in-app purchases available.
Do Plan or Finzo have ads?
Finzo shows ads; Plan does not.
Which is updated more often, Plan or Finzo?
Plan ships an update weekly, and Finzo every 5 weeks. Most recently, Plan was updated on November 3, 2026 and Finzo on November 4, 2026.

Other comparisons