Comparison

PNBIL vs Swift Book

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNBIL

Perform banking tasks securely and conveniently from anywhere, anytime. This application provides access to various banking services over a secure channel for individual account holders with active internet banking.

Highlights
  • Secure banking transactions
  • Perform banking tasks remotely
  • Access banking services anytime
  • User ID and password login
  • Password reset functionality
Features
Read full description

Punjab National Banking International Limited (PNBIL) Mobile App is secure, fast and convenient. Using PNBIL Mobile App, all your transactions are just few clicks away. Perform your banking tasks from anywhere and at any time. This application provides access to PNBIL banking services across all operators. It provides its customers to access the various features of banking over a secure channel. NOTE: This feature is available only for Individual Account Holders and active user of Internet Banking Service. After downloading the Mobile App, existing Internet Banking Users can log in using their user id and password. 1. Before downloading / activating the App customers are requested to check availability of stable internet connection on their mobile handsets. 2. If login password is forgotten, customers are requested to reset it from the “Forget Password Link” that is provided on the First Page. Security Warnings: You are requested not to follow any link/E-Mail requesting to share your Bank Details, Personal Details, Password, One Time Passwords (OTP) etc. Our Bank never asks for such information from its customers. Please report any such incident at: customersupport@pnbint.com For any queries/clarifications, please contact our customer support at (08008499229) or e-mail us at customersupport@pnbint.com

About

Swift Book

Features
Read full description

Swift Book is a modern accounting companion designed for both clients and accountants. The app simplifies financial management by allowing clients to easily register, connect with their accountant, and manage invoices in one secure place. Key Features: *Receipt Scanning* – Capture receipts and automatically extract key details for faster record-keeping. *Invoice Management* – Submit, track, and store invoices securely in the cloud. *Client–Accountant Collaboration* – Clients can associate with their chosen accountant to share receipts and financial data instantly. *Professional Services* – Accountants can review client receipts, provide tax consultation, and offer other financial services directly through the app. *Secure & Organized* – Keep all your financial documents safe, accessible, and well-organized. With SwiftBook, clients save time on paperwork while accountants gain a smarter way to manage and support their clients.

Screenshots

PNBIL4 screens
Swift Book4 screens

Verdict

The call

The clearest difference is update cadence: Swift Book at every 5 days against PNBIL's every 3 months. Swift Book also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PNBIL ships an update every 3 months, Swift Book every 5 days. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
PNBIL versus Swift Book: the parameters behind the verdict, then further details
ParameterPNBILSwift Book
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size99 MB27 MB
Age rating4+4+
DeveloperPunjab National Bank International LimitedKAHR

In-app purchases

None

PNBIL

No in-app purchases

None

Swift Book

No in-app purchases

Questions

Is PNBIL free?
PNBIL is free to download, with no in-app purchases.
Is Swift Book free?
Swift Book is free to download, with no in-app purchases.
Do PNBIL or Swift Book have ads?
Neither PNBIL nor Swift Book shows ads.
Which is updated more often, PNBIL or Swift Book?
PNBIL ships an update every 3 months, and Swift Book every 5 days. Most recently, PNBIL was updated on October 14, 2026 and Swift Book on October 25, 2026.

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