PNBIL vs Swift Book
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNBIL
Perform banking tasks securely and conveniently from anywhere, anytime. This application provides access to various banking services over a secure channel for individual account holders with active internet banking.
- Secure banking transactions
- Perform banking tasks remotely
- Access banking services anytime
- User ID and password login
- Password reset functionality
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Punjab National Banking International Limited (PNBIL) Mobile App is secure, fast and convenient. Using PNBIL Mobile App, all your transactions are just few clicks away. Perform your banking tasks from anywhere and at any time. This application provides access to PNBIL banking services across all operators. It provides its customers to access the various features of banking over a secure channel. NOTE: This feature is available only for Individual Account Holders and active user of Internet Banking Service. After downloading the Mobile App, existing Internet Banking Users can log in using their user id and password. 1. Before downloading / activating the App customers are requested to check availability of stable internet connection on their mobile handsets. 2. If login password is forgotten, customers are requested to reset it from the “Forget Password Link” that is provided on the First Page. Security Warnings: You are requested not to follow any link/E-Mail requesting to share your Bank Details, Personal Details, Password, One Time Passwords (OTP) etc. Our Bank never asks for such information from its customers. Please report any such incident at: customersupport@pnbint.com For any queries/clarifications, please contact our customer support at (08008499229) or e-mail us at customersupport@pnbint.com
Swift Book
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Swift Book is a modern accounting companion designed for both clients and accountants. The app simplifies financial management by allowing clients to easily register, connect with their accountant, and manage invoices in one secure place. Key Features: *Receipt Scanning* – Capture receipts and automatically extract key details for faster record-keeping. *Invoice Management* – Submit, track, and store invoices securely in the cloud. *Client–Accountant Collaboration* – Clients can associate with their chosen accountant to share receipts and financial data instantly. *Professional Services* – Accountants can review client receipts, provide tax consultation, and offer other financial services directly through the app. *Secure & Organized* – Keep all your financial documents safe, accessible, and well-organized. With SwiftBook, clients save time on paperwork while accountants gain a smarter way to manage and support their clients.
Screenshots
Verdict
The clearest difference is update cadence: Swift Book at every 5 days against PNBIL's every 3 months. Swift Book also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PNBIL ships an update every 3 months, Swift Book every 5 days. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.
| Parameter | PNBIL | Swift Book |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 99 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Punjab National Bank International Limited | KAHR |
In-app purchases
PNBIL
No in-app purchases
Swift Book
No in-app purchases









