民生助粒 vs 时小融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
民生助粒
This platform offers quick and easy online loans for individuals and small to medium-sized businesses. It provides high loan limits, fast approval, flexible repayment options, and low interest rates with no processing fees.
- High loan limits up to 200,000 RMB
- Fast online approval and 10-minute disbursement
- Flexible repayment options
- Low daily interest rates
- No processing fees
- Multiple loan product options
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【公司简介】 民生助粒APP是由武汉民商惠小额贷款有限责任公司面向中小微企业、个人消费者提供的移动贷款平台，无需抵押，借款流程简单，全线上审核，自动放款。 【产品优势】 贷款额度高：额度高达20万元 贷款速度快：在线秒批，10分钟放款 贷款更灵活：全程线上申请，随借随还。 贷款费率底：万元日息低至3元，无手续费。 产品多样化：多种借款模式灵活选择，总有一款适合您。 【温馨提示】 贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期
时小融
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时小融-信贷服务平台，便捷、合规、智能的信贷服务平台。 轻松解决您的资金问题，借款更快捷 （产品优势） 1.安全合规:正规持牌金融机构放款，让您更放心。 2.息费透明:利率合规，借款费用透明可见。 3.申请简单:3项简易认证，线上极速审批。 4.活动多样化:新人首次尊享7天免息券。 （温馨提示） 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。 若有不法分子冒充时小融工作人员，以帮助您申请贷款、协商减免还款等理由向你索要佣金，或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息，请您注意辨别，保留好相关截图，并联系时小融官方客服加以核对确认。
Screenshots
Verdict
The clearest difference is update cadence: 时小融 at every 8 days against 民生助粒's every 3 weeks. 民生助粒's advantage is iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
民生助粒 ships an update every 3 weeks, 时小融 every 8 days. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.
| Parameter | 民生助粒 | 时小融 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 34 MB | 58 MB |
| Age rating | 4+ | 17+ |
| Developer | Wuhan minshanghui petty loan Co., Ltd. | Shishi Huxin (Wuhan) Digital Technology Co., Ltd. |
In-app purchases
民生助粒
No in-app purchases
时小融
No in-app purchases
