PayPay銀行 ローン vs region PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayPay銀行 ローン
Access loans quickly and easily through this banking app. Log in with patterns or biometrics, apply for loans, and manage your borrowing and repayment all from your smartphone. Receive push notifications for repayment reminders.
- Pattern and biometric login
- In-app loan application
- Upload identification and income documents
- Check loan application status
- View available credit limits
- Additional borrowing and repayment
- Repayment date push notifications
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ログイン方法は、画面上で「ログインパターン」をなぞるだけ。生体認証にも対応しており、スピーディーなお借り入れをサポートします。 審査申込もアプリから 必要事項の入力だけでなく、そのまま本人確認資料や収入証明書を撮影してアップロード可能。審査状況も一目でわかる！ お借り入れもアプリから お借入可能額は円グラフ表示で、直感的にご利用状況が把握できます。借入金額もテンキーでラクラク入力！ お借入後も嬉しい機能 ・追加借入、追加返済 ・ご利用限度額の増額審査申込 ・毎月のご返済日を事前にプッシュ通知（ご希望の方のみ） ※ご注意 ・PayPay銀行の個人口座をお持ちのお客さまが対象です。 ・お客さまの端末の状態によっては、プッシュ通知をお受け取りいただけないことがございます。
region PAY
Participate in local campaigns for advantageous shopping and easily make payments by scanning QR codes. Manage multiple regions within a single app for a streamlined experience.
- Participate in local campaigns
- Advantageous shopping experiences
- Add multiple regions within the app
- Scan QR codes for payments
- Enter payment amounts via app
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region PAY is defined as follows: 【Participation in local campaigns is possible】 Aiming to revitalize the area, you can participate in unique campaigns, allowing for more advantageous shopping experiences than usual. 【Only one app download required】 The app is designed with separate pages for each region, enabling participation in campaigns by simply adding a region within the app. 【Point usage is as simple as scanning a QR code】 Payments can be made by scanning a QR code installed in stores and entering the amount through the app.
Screenshots
Verdict
The clearest difference is update cadence: region PAY at every 3 weeks against PayPay銀行 ローン's every 6 months. PayPay銀行 ローン's advantage is review sentiment (31% vs 6%) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayPay銀行 ローン ships an update every 6 months, region PAY every 3 weeks. The most recent releases landed on September 28, 2026 and September 29, 2026 respectively.
| Parameter | PayPay銀行 ローン | region PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12K ratings) — better | — |
| Positive reviews | 30.6% of reviews — better | 5.9% of reviews |
| Number of ratings | 12K — better | — |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 52 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPay Bank Corporation | GiftPad |
Customer experience
PayPay銀行 ローン
region PAY
In-app purchases
PayPay銀行 ローン
No in-app purchases
region PAY
No in-app purchases
Questions
Is PayPay銀行 ローン free?
Is region PAY free?
Do PayPay銀行 ローン or region PAY have ads?
Which is updated more often, PayPay銀行 ローン or region PAY?
Other comparisons
