Loan Calculator vs VC Online
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Loan Calculator
This app helps you understand and manage your loan payments. It offers tools to calculate monthly payments, interest, and repayment amounts, with advanced features for deeper analysis and comparison.
- Basic loan payment calculation
- Interest and repayment amount breakdown
- Multiple payment frequencies
- Advanced loan types (interest-only, balloon)
- Detailed amortization schedules
- Loan comparison tool
- Save and export loan summaries
Read full descriptionHide full description
Loan Calculator is designed to simplify your financial planning by quickly calculating your loan payments. Loan Calculator provides clear and accurate results to help you understand your loan options at a glance. The app includes free tools such as a basic calculator that quickly computes monthly payments for standard loans, showing your total interest and overall repayment amount. You'll also see a simple breakdown of principal versus interest and can select different payment frequencies like monthly, bi-weekly, weekly, or annually. For a deeper analysis, a premium subscription unlocks advanced features. You'll gain access to additional loan types, including interest-only and balloon payment loans, as well as the ability to calculate extra payments. Explore detailed amortization schedules that clearly outline each payment date and cumulative totals. Interactive charts and visualizations help you visualize your loan details, payment breakdowns, balances over time, and cumulative interest paid. Compare up to three loans side by side to identify your most affordable option with helpful visual comparisons and recommendations. Premium users can also conveniently save and manage unlimited loan calculations, search saved entries, and export detailed loan summaries as professional PDF reports to easily share or keep for your records. Privacy Policy: https://sites.google.com/view/sk-studios-privacy-policy/home Terms of Service: https://sites.google.com/view/sk-studios-apps/terms-of-service-loan-calculator
VC Online
Read full descriptionHide full description
Vincent Capital is making property development financing simpler by streamlining the whole process β saving you time, paperwork and emails. With VC Online, you can manage it all yourself, from your phone. Our app makes the application faster, walking you through each step and enabling easy upload of plans and documents. It speeds up things at our end too. When the loan is approved and construction started, you use the app to manage your monthly drawdown, update information, review progress and chat to your Vincent Capital Lending Manager. It even notifies when thereβs something you need to do to keep everything on track. Easy to use VC Online is intuitive and easy to use. It brings every part of the application and loan management process together on your phone. It prompts you to upload things like plans and consents. It automates AML checks. It shows you real-time balances. It tracks loan conditions, and notifies you about key dates. Quick and convenient VC Online speeds up the all-important approval process, for you and for us. It eliminates back-and-forth emails and follow-up phone calls. Once youβve uploaded the required documentation to the app, youβll get a quick turnaround at our end. Better support The app keeps you in direct contact with our Lending Managers, who are there when you need them to help keep things on track so you can deliver a successful project. It enables them to reach out when they need to, and for you to chat with them when you want, conveniently keeping all the online chats in one place. Secure information Confidentiality is essential for us and for you. Your information is stored securely and your identity remains private. Who is this designed for? VC Online is designed for builders and developers borrowing NZ$300,000β$100,000,000 for property developments in New Zealand, looking for a better, faster and easier financing experience. Streamlining the borrowing process VC Online makes the entire process of funding your development easier, by bringing everything into one handy app on your phone that allows you to streamline and manage things from wherever you are. - The whole borrowing cycle managed on one app - Applications are easier, turnaround faster - Monthly drawdown is simplified - Easy uploads of documents and photos - Loan conditions tracker and timely notifications - Able to manage multiple project borrowing - Real-time overview of balances and progress - Live chat with your Lending Manager - Secure data
Screenshots
Verdict
The clearest difference is in-app purchases: VC Online at none against Loan Calculator's 2. VC Online also leads on update cadence (fortnightly vs every 38 months) and iOS requirement (13.0 vs 18.0). Loan Calculator's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Loan Calculator sells 2 in-app purchases, starting at $4.99 per 7 days. VC Online asks for nothing beyond the download.
Loan Calculator ships an update every 38 months, VC Online fortnightly. Both last shipped on November 3, 2026.
| Parameter | Loan Calculator | VC Online |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 20.0% of reviews | β |
| Update frequency | Every 38 months | Fortnightly β better |
| Ads | No β better | Yes |
| In-app purchases | Yes | No β better |
| Monetization | Freemium | β |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 10 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | SK Studios Ltd | VINCENT CAPITAL LIMITED |
In-app purchases
Loan Calculator
- Loan Calculator - Weekly$4.997 Days
- Loan Calculator - Yearly$24.991 Year
VC Online
No in-app purchases
Questions
Is Loan Calculator free?
Is VC Online free?
Do Loan Calculator or VC Online have ads?
Which is updated more often, Loan Calculator or VC Online?
Other comparisons















