Pockity vs Surplus

Pockity is a private, fast expense tracker and budget planner for iPhone, iPad, Mac, and Apple Watch. Log a purchase in seconds, see where every budget stands at a glance, and keep your records on your own devices. YOUR DATA STAYS YOURS Entries live on your device and sync only through your own iCloud account. No bank logins, no ads, and no account to create. TRACK IN SECONDS • Add expenses, income, transfers, and reimbursements from the app, a widget, Siri, or a Shortcut. • Smart Add Expense turns a bank or card message into a ready-to-save draft, with the amount, currency, category, and time filled in. • Scan a receipt to create an entry, or attach receipts and PDFs to any entry. • Recurring expenses add themselves on schedule, with a reminder the day before. BUDGETS YOU CAN READ AT A GLANCE • Weekly or monthly budgets per category, with budget rings that turn red when you go over. • Home screen cards for Budget Left, Cash Flow, Income, Upcoming bills, and your Biggest Spend. • Sankey and spending charts show where the money went. • Lock Screen and Home Screen widgets keep today's total in view. FIND ANYTHING • Search in your own words, in the app, from Siri, or from Spotlight: "coffee last week", "Uber in March". • Tags, categories, accounts, and ledgers keep everything organised. BUILT FOR APPLE DEVICES • iPhone, iPad, Mac, and Apple Watch, with fast iCloud sync between them. • iPad multi-window, Stage Manager, keyboard, and trackpad support. • Dynamic Type, VoiceOver, and Dark Mode throughout. • Localised in more than 20 languages. MORE • Convert between currencies, with rates refreshed three times a day. • Automatic backups, plus CSV and JSON export. • Share a ledger with your family with Pockity+ for Family. PRICING Pockity is free to download. Pockity+ is a one-time purchase, not a subscription. It unlocks multiple accounts, categories, ledgers, and recurring entries. Pockity+ for iOS and Pockity+ for macOS are separate purchases. Privacy: https://pockity.app/privacy/ Terms: https://pockity.app/terms/

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam