Payed Cash vs Zikora
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payed Cash
This digital payment platform offers a secure and efficient way to manage banking and process transactions for individuals and businesses. It has facilitated over NGN 4 trillion in transactions, making it a trusted financial partner for entrepreneurs.
- All-in-one banking and payments
- Reliable and efficient platform
- Secure digital payment processing
- Caters to individuals and businesses
- Facilitated over NGN 4 trillion in transactions
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Payed Cash is your all-in-one solution for banking and payments. It is a reliable, efficient, and secure digital payment platform designed to cater to both individuals and businesses. With over NGN 4 trillion in processed transactions, Payed Cash is fast becoming the preferred financial partner for entrepreneurs and enterprises alike.
Zikora
Manage your finances with this banking app. Easily transfer funds, purchase airtime and data, and set aside savings. It offers a secure and convenient way to handle your money on the go.
- Money transfers
- Airtime purchase
- Data plan recharge
- Savings features
- Secure banking
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Zikora makes everyday banking simple, convenient, and accessible. Manage your money, make payments, transfer funds, and stay in control of your finances—all from your mobile device. With Zikora, you can: Send and receive money with ease Transfer funds to bank accounts Manage your Zikora account View your account balance and transaction history Make payments conveniently Manage your beneficiaries Stay updated with your transactions Enjoy a simple, secure, and intuitive banking experience Whether you're sending money, making payments, or keeping track of your finances, Zikora gives you the tools you need to manage your banking on the go. Bank smarter. Bank simpler. Bank with Zikora.
Screenshots
Verdict
The clearest difference is rating: Zikora at 4.4 against Payed Cash's 4.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zikora holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively.
Payed Cash ships an update every 5 weeks, Zikora every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Payed Cash | Zikora |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 4.4 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 | 5 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 60 MB | 113 MB |
| Age rating | 17+ | 4+ |
| Developer | GETPAYED TECHNOLOGY SOLUTIONS LIMITED | Zikora Bank Ltd |
Customer experience
Payed Cash
Zikora
In-app purchases
Payed Cash
No in-app purchases
Zikora
No in-app purchases









