Comparison

Payed Cash vs Zikora

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payed Cash

This digital payment platform offers a secure and efficient way to manage banking and process transactions for individuals and businesses. It has facilitated over NGN 4 trillion in transactions, making it a trusted financial partner for entrepreneurs.

Highlights
  • All-in-one banking and payments
  • Reliable and efficient platform
  • Secure digital payment processing
  • Caters to individuals and businesses
  • Facilitated over NGN 4 trillion in transactions
Features
Read full description

Payed Cash is your all-in-one solution for banking and payments. It is a reliable, efficient, and secure digital payment platform designed to cater to both individuals and businesses. With over NGN 4 trillion in processed transactions, Payed Cash is fast becoming the preferred financial partner for entrepreneurs and enterprises alike.

About

Zikora

Manage your finances with this banking app. Easily transfer funds, purchase airtime and data, and set aside savings. It offers a secure and convenient way to handle your money on the go.

Highlights
  • Money transfers
  • Airtime purchase
  • Data plan recharge
  • Savings features
  • Secure banking
Features
Read full description

Zikora makes everyday banking simple, convenient, and accessible. Manage your money, make payments, transfer funds, and stay in control of your finances—all from your mobile device. With Zikora, you can: Send and receive money with ease Transfer funds to bank accounts Manage your Zikora account View your account balance and transaction history Make payments conveniently Manage your beneficiaries Stay updated with your transactions Enjoy a simple, secure, and intuitive banking experience Whether you're sending money, making payments, or keeping track of your finances, Zikora gives you the tools you need to manage your banking on the go. Bank smarter. Bank simpler. Bank with Zikora.

Screenshots

Payed Cash4 screens
Zikora4 screens

Verdict

The call

The clearest difference is rating: Zikora at 4.4 against Payed Cash's 4.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zikora holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively.

UpkeepUpdate frequency

Payed Cash ships an update every 5 weeks, Zikora every 3 weeks. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
Payed Cash versus Zikora: the parameters behind the verdict, then further details
ParameterPayed CashZikora
PriceFreeFree
Rating4.0 (4 ratings)4.4 (5 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings45 — better
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size60 MB113 MB
Age rating17+4+
DeveloperGETPAYED TECHNOLOGY SOLUTIONS LIMITEDZikora Bank Ltd

Customer experience

Payed Cash

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Zikora

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

Payed Cash

No in-app purchases

None

Zikora

No in-app purchases

Questions

Is Payed Cash free?
Payed Cash is free to download, with no in-app purchases.
Is Zikora free?
Zikora is free to download, with no in-app purchases.
Which has better reviews, Payed Cash or Zikora?
Zikora is rated higher. Payed Cash averages 4.0 out of 5 from 4 ratings, while Zikora averages 4.4 from 5 ratings.
Do Payed Cash or Zikora have ads?
Neither Payed Cash nor Zikora shows ads.
Which is updated more often, Payed Cash or Zikora?
Payed Cash ships an update every 5 weeks, and Zikora every 3 weeks. Most recently, Payed Cash was updated on October 24, 2026 and Zikora on October 24, 2026.

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