ACROSS Timely vs Pay Me Back!
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACROSS Timely
Get real-time bus arrival estimates for multiple Hong Kong public transport operators. Covers KMB, NWFB, CTB, LWB, NLB, and MTRB routes at any bus stop.
- Real-time bus arrival estimates
- Supports KMB, NWFB, CTB, LWB, NLB, MTRB routes
- Covers all bus stops
- Estimated arrival times
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Provides estimated bus arrival time for all the KMB, NWFB, CTB, LWB, NLB,MTRB routes in bus stop.
Pay Me Back!
Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.
- Record event expenses
- Calculate who owes whom
- Specify payment amounts
- Track payment status
- Share settlement details
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App made your expense and payment easy! Troubled with complicated payment transactions with friends? "Pay Me Back" can help you record the expenses of your events, and tells you how (how much and to/from whom) you can pay settle the payment among event members. Just input the expense detail, you will get the result and share with your friends! You may also record payment status.
Screenshots
Verdict
The clearest difference is rating: Pay Me Back! at 5.0 against ACROSS Timely's 1.0. Pay Me Back! also leads on ratings volume (3 vs 1). ACROSS Timely's advantage is ads (none vs shown) and update cadence (every 5 weeks vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay Me Back! holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
ACROSS Timely ships an update every 5 weeks, Pay Me Back! every 6 months. The most recent releases landed on June 24, 2026 and September 19, 2026 respectively.
| Parameter | ACROSS Timely | Pay Me Back! |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 5 weeks — better | Every 6 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 20 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | MAN KI CHU | Fung Yiu Fu |
Customer experience
ACROSS Timely
Pay Me Back!
In-app purchases
ACROSS Timely
No in-app purchases
Pay Me Back!
No in-app purchases









