Comparison

ACROSS Timely vs Pay Me Back!

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACROSS Timely

Get real-time bus arrival estimates for multiple Hong Kong public transport operators. Covers KMB, NWFB, CTB, LWB, NLB, and MTRB routes at any bus stop.

Highlights
  • Real-time bus arrival estimates
  • Supports KMB, NWFB, CTB, LWB, NLB, MTRB routes
  • Covers all bus stops
  • Estimated arrival times
Features
Read full description

Provides estimated bus arrival time for all the KMB, NWFB, CTB, LWB, NLB,MTRB routes in bus stop.

About

Pay Me Back!

Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.

Highlights
  • Record event expenses
  • Calculate who owes whom
  • Specify payment amounts
  • Track payment status
  • Share settlement details
Features
Read full description

App made your expense and payment easy! Troubled with complicated payment transactions with friends? "Pay Me Back" can help you record the expenses of your events, and tells you how (how much and to/from whom) you can pay settle the payment among event members. Just input the expense detail, you will get the result and share with your friends! You may also record payment status.

Screenshots

ACROSS Timely4 screens
Pay Me Back!4 screens

Verdict

The call

The clearest difference is rating: Pay Me Back! at 5.0 against ACROSS Timely's 1.0. Pay Me Back! also leads on ratings volume (3 vs 1). ACROSS Timely's advantage is ads (none vs shown) and update cadence (every 5 weeks vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay Me Back! holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

ACROSS Timely ships an update every 5 weeks, Pay Me Back! every 6 months. The most recent releases landed on June 24, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
ACROSS Timely versus Pay Me Back!: the parameters behind the verdict, then further details
ParameterACROSS TimelyPay Me Back!
PriceFreeFree
Rating1.0 (1 ratings)5.0 (3 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings13 — better
Update frequencyEvery 5 weeks — betterEvery 6 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details — not scored
Size20 MB26 MB
Age rating4+4+
DeveloperMAN KI CHUFung Yiu Fu

Customer experience

ACROSS Timely

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Pay Me Back!

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive75.0%
Neutral16.7%
Negative8.3%

In-app purchases

None

ACROSS Timely

No in-app purchases

None

Pay Me Back!

No in-app purchases

Questions

Is ACROSS Timely free?
ACROSS Timely is free to download, with no in-app purchases.
Is Pay Me Back! free?
Pay Me Back! is free to download, with no in-app purchases.
Which has better reviews, ACROSS Timely or Pay Me Back!?
Pay Me Back! is rated higher. ACROSS Timely averages 1.0 out of 5 from 1 ratings, while Pay Me Back! averages 5.0 from 3 ratings.
Do ACROSS Timely or Pay Me Back! have ads?
Pay Me Back! shows ads; ACROSS Timely does not.
Which is updated more often, ACROSS Timely or Pay Me Back!?
ACROSS Timely ships an update every 5 weeks, and Pay Me Back! every 6 months. Most recently, ACROSS Timely was updated on June 24, 2026 and Pay Me Back! on September 19, 2026.

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