Comparison

Shared Expense Tracker & Bills vs Monnetta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shared Expense Tracker & Bills

This app helps couples, families, and roommates manage shared finances and household tasks. It allows for budgeting, expense splitting, receipt management, and collaborative to-do lists. Achieve financial harmony and streamline household responsibilities together.

Highlights
  • Shared budgeting and spending limits
  • Real-time balance tracking
  • Customizable income/expense categories
  • Task assignment and management
  • Receipt capture and OCR
  • Flexible expense splitting
  • Collaborative shopping and to-do lists
Features
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Organize finances with Shareroo — the go-to budgeting and task-management app used by 1,000,000 couples, families, and roommates across the globe who budget, plan, and share expenses and tasks. JOIN RESPONSIBLE HOUSEHOLDS WHO: • Organize your budget with monthly spending limits & real-time balance tracking • Customize income and expense categories & share without linking bank accounts • Assign and manage to-do tasks with customizable completion conditions • Collaborate with up to 10 people on financial & household tasks • Seamlessly delegate household chores & responsibilities • Save by splitting expenses & managing receipts easily • Enhance coordination with deadline notifications • Share shopping lists, to-do lists, & grocery lists • Get automatic backups & settlement options • Achieve financial freedom together [ YOUR BUDGET PLANNER ] • Share expenses and income easily to get a comprehensive view, with beautiful pie charts per category or family member. • View statistics instantly to see a complete picture of your financial life. [ RECEIPT MANAGEMENT ] • Capture receipts by snapping photos and utilize OCR to extract the total amount. • Tailor receipt categories for precise tracking. [ BUDGET PLANNING MADE SIMPLE ] • Set monthly budgets to know your remaining amount and modify the closing day of the month. • Calendar view and sorting options enable you to control your shared living expenses effortlessly. [ CUSTOMIZATION & SHARING ] • Customize expense and income categories at your convenience. • Divide expenses flexibly: equal, ratio, or amounts. • Automatically make settlements with your partner. [ TO-DO LISTS ] • Collaboratively craft grocery lists, allowing your partner to seamlessly add items. • Create events or reminders for your partner. • Get notified when a deadline is set, enhancing task coordination and sharing within the household. • Stay updated with notifications whenever a purchase is completed. [ FLEXIBLE EXPENSE SHARING ] • Use Home Spending Tracker: Shareroo for common wallet management, money splitting, and settlement of advances. • Seamlessly delegate household chores and tasks to make living together more harmonious. [ FAQ ] Q1: What can I do with a shared budget in Shareroo? A1: Share expenses with couples, families, or roommates and handle split bills and settlements in one flow. It goes beyond simple sharing by taking you from tracking to settling in the same app. Q2: How is this different from simply sharing one budget account? A2: Some apps only let others view one account. Shareroo records each person’s share and advances, then supports member‑to‑member settlements. Q3: Do I need to link bank accounts? A3: No. You can share and manage expenses without linking bank accounts. Q4: How many people can collaborate? A4: Up to 10 people can collaborate. It works for couples, co‑living, roommates, and friend groups. Q5: Can I split expenses flexibly? A5: Yes. Split by equal, ratio, or exact amounts, then settle with one tap. Q6: Can I set budgets and see remaining balance? A6: Yes. Set a monthly budget and see your remaining balance. Q7: Does it support receipt capture and OCR? A7: Yes. Take a photo to auto‑input receipts and reduce manual entry. Q8: Can I share to-do and grocery lists? A8: Yes. Share shopping lists and to‑do lists to manage household tasks together. Q9: Is there automatic backup? A9: Yes. Automatic backups are available for your data. Q10: Who is it best for? A10: Couples, families, roommates, or friends who want to share expenses without linking bank accounts. It’s also a good fit if you need multiple budgets or 3+ people in one group. EULA: https://shareroo.firebaseapp.com/shareroo_termofuse_v01_en.pdf

About

Monnetta

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Monnetta is a budgeting app built for couples and families from day one. Set up your shared plan together in about 5 minutes, log an expense in about 3 seconds, and always know where you both stand this month. ONE CALM MONTH, TOGETHER → First day of the month: open the same plan. Five minutes, coffee in hand. Needs, wants and savings are already in their place. → During the month: enjoy it, guilt-free. When your wants have room in the plan, a lunch out is just a lunch out. → Month after month: watch your savings grow. A little lands in your funds every month, until the thing you’re saving for is simply there. IMPROVED 50/30/20 FRAMEWORK THAT CREATES BALANCE Monnetta takes the classic 50/30/20 rule and makes it work for real life: → 50% for needs (housing, groceries, bills) → 30% for wants (dining out, hobbies, living well) → 20% for savings (building your future together) What makes it better: your most important savings get paid first, at the start of the month. Whatever is left at the end goes to your other goals, so the plan adapts to how you actually spend. The percentages are a guide, not a strict rule. Adjust them until they fit your life. It feels more like a lifestyle than a diet. And when you’ve agreed on the plan together, nobody has to be the “money police.” Blame the plan, not each other. KNOW EXACTLY HOW YOU’RE DOING See what you planned, the guideline, what you’ve spent so far and how many days are left, all at a glance and in real time, for both of you. FUNDS FOR EVERY GOAL Emergency fund, vacation, wedding, new car. Each fund has its own goal and progress bar, and fills up through your Priority and Flexible Savings. You can cover an expense from a fund in two taps and keep your monthly budget clean. Your total savings stay visible at the top, growing month after month. TALK ABOUT MONEY, WITHOUT THE FIGHT Tag a transaction or category to start a conversation, or use the in-app chat. Money talk becomes part of the plan, not a surprise at dinner. SIMPLE FOR BOTH OF YOU New to budgeting? Don’t worry. The Monn birds will guide you along the way, from your first plan to your first savings goal. → Easy to pick up, even if one of you isn’t into budgeting → Real-time sync across all devices → Works offline: on planes, abroad, wherever life happens → Custom categories that fit your lifestyle → No ads, ever YOUR DATA STAYS YOURS → No bank sync, by design. You never hand your bank login to a third party, and there’s no live feed of your purchases that could leak. You decide what goes in. → Export your data anytime, or delete your profile and everything is removed from our servers within seconds. → GDPR compliant, SSL and encryption. Made in Europe. ONE SUBSCRIPTION, UP TO 5 PEOPLE One person subscribes and up to 5 people can use it. Nobody pays extra to join the plan. Try it free for 7 days and cancel anytime. We’ll send you an email reminder before your trial ends, so there are no surprises. MADE BY A COUPLE, FOR COUPLES We’re Yanko & Rali. We ran our budget in a Google Sheet for six years, tried the strict FIRE approach, and learned that saving everything made life feel small. Balance is what worked for us. Monnetta is how we keep it, and we hope it helps you find yours. Privacy Policy: https://monnetta.app/privacy Terms: https://monnetta.app/terms EULA: https://monnetta.app/eula

Screenshots

Shared Expense Tracker & Bills4 screens
Monnetta4 screens

Verdict

The call

The clearest difference is ads: Monnetta at none against Shared Expense Tracker & Bills's shown. Monnetta also leads on review sentiment (100% vs 71%) and rating (5.0 vs 4.7). Shared Expense Tracker & Bills's advantage is ratings volume (303 vs 1) and update cadence (every 2 days vs every 8 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Shared Expense Tracker & Bills sells 5 in-app purchases, starting at $3.99 per month and Monnetta sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monnetta holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Shared Expense Tracker & Bills has 303 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 71% of Shared Expense Tracker & Bills's written reviews are positive against 100% of Monnetta's.

UpkeepUpdate frequency

Shared Expense Tracker & Bills ships an update every 2 days, Monnetta every 8 days. Both last shipped on October 30, 2026.

Scorecard5 real differences · 5 level
Shared Expense Tracker & Bills versus Monnetta: the parameters behind the verdict, then further details
ParameterShared Expense Tracker & BillsMonnetta
PriceFreeFree
Rating4.7 (303 ratings)5.0 (1 ratings) — better
Positive reviews70.9% of reviews100.0% of reviews — better
Number of ratings303 — better1
Update frequencyEvery 2 days — betterEvery 8 days
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size160 MB56 MB
Age rating4+4+
Developertakaaki onoMONNETTA

Customer experience

Shared Expense Tracker & Bills

All ratings303 ratings
Positive93.4%
Neutral3.3%
Negative3.3%
Written reviews278 reviews
Positive70.9%
Neutral9.0%
Negative20.1%

Monnetta

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Shared Expense Tracker & Bills

Subscriptions4
  • Use all functions for 1 month.$3.991 Month
  • Use all functions for 3 months$9.993 Months
  • Use all functions for 1 year.$29.991 Year
Show 1 more
  • Try for free. Cancel anytime.7 Days trial$29.991 Year
One-time1
  • Lifetime Premium Plan$59.99
4 purchases

Monnetta

Subscriptions4
  • Monthly Plan (with Free Trial)7 Days trial$4.991 Month
  • Monthly$4.991 Month
  • Annual$44.991 Year
Show 1 more
  • Annual Plan (with Free Trial)7 Days trial$44.991 Year

Questions

Is Shared Expense Tracker & Bills free?
Shared Expense Tracker & Bills is free to download, with in-app purchases available.
Is Monnetta free?
Monnetta is free to download, with in-app purchases available.
Which has better reviews, Shared Expense Tracker & Bills or Monnetta?
Monnetta is rated higher. Shared Expense Tracker & Bills averages 4.7 out of 5 from 303 ratings, while Monnetta averages 5.0 from 1 ratings.
Do Shared Expense Tracker & Bills or Monnetta have ads?
Shared Expense Tracker & Bills shows ads; Monnetta does not.
Which is updated more often, Shared Expense Tracker & Bills or Monnetta?
Shared Expense Tracker & Bills ships an update every 2 days, and Monnetta every 8 days. Most recently, Shared Expense Tracker & Bills was updated on October 30, 2026 and Monnetta on October 30, 2026.

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