Pennyworth vs Shared Expense Tracker & Bills

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Organize finances with Shareroo — the go-to budgeting and task-management app used by 1,000,000 couples, families, and roommates across the globe who budget, plan, and share expenses and tasks. JOIN RESPONSIBLE HOUSEHOLDS WHO: • Organize your budget with monthly spending limits & real-time balance tracking • Customize income and expense categories & share without linking bank accounts • Assign and manage to-do tasks with customizable completion conditions • Collaborate with up to 10 people on financial & household tasks • Seamlessly delegate household chores & responsibilities • Save by splitting expenses & managing receipts easily • Enhance coordination with deadline notifications • Share shopping lists, to-do lists, & grocery lists • Get automatic backups & settlement options • Achieve financial freedom together [ YOUR BUDGET PLANNER ] • Share expenses and income easily to get a comprehensive view, with beautiful pie charts per category or family member. • View statistics instantly to see a complete picture of your financial life. [ RECEIPT MANAGEMENT ] • Capture receipts by snapping photos and utilize OCR to extract the total amount. • Tailor receipt categories for precise tracking. [ BUDGET PLANNING MADE SIMPLE ] • Set monthly budgets to know your remaining amount and modify the closing day of the month. • Calendar view and sorting options enable you to control your shared living expenses effortlessly. [ CUSTOMIZATION & SHARING ] • Customize expense and income categories at your convenience. • Divide expenses flexibly: equal, ratio, or amounts. • Automatically make settlements with your partner. [ TO-DO LISTS ] • Collaboratively craft grocery lists, allowing your partner to seamlessly add items. • Create events or reminders for your partner. • Get notified when a deadline is set, enhancing task coordination and sharing within the household. • Stay updated with notifications whenever a purchase is completed. [ FLEXIBLE EXPENSE SHARING ] • Use Home Spending Tracker: Shareroo for common wallet management, money splitting, and settlement of advances. • Seamlessly delegate household chores and tasks to make living together more harmonious. [ FAQ ] Q1: What can I do with a shared budget in Shareroo? A1: Share expenses with couples, families, or roommates and handle split bills and settlements in one flow. It goes beyond simple sharing by taking you from tracking to settling in the same app. Q2: How is this different from simply sharing one budget account? A2: Some apps only let others view one account. Shareroo records each person’s share and advances, then supports member‑to‑member settlements. Q3: Do I need to link bank accounts? A3: No. You can share and manage expenses without linking bank accounts. Q4: How many people can collaborate? A4: Up to 10 people can collaborate. It works for couples, co‑living, roommates, and friend groups. Q5: Can I split expenses flexibly? A5: Yes. Split by equal, ratio, or exact amounts, then settle with one tap. Q6: Can I set budgets and see remaining balance? A6: Yes. Set a monthly budget and see your remaining balance. Q7: Does it support receipt capture and OCR? A7: Yes. Take a photo to auto‑input receipts and reduce manual entry. Q8: Can I share to-do and grocery lists? A8: Yes. Share shopping lists and to‑do lists to manage household tasks together. Q9: Is there automatic backup? A9: Yes. Automatic backups are available for your data. Q10: Who is it best for? A10: Couples, families, roommates, or friends who want to share expenses without linking bank accounts. It’s also a good fit if you need multiple budgets or 3+ people in one group. EULA: https://shareroo.firebaseapp.com/shareroo_termofuse_v01_en.pdf