Pennyworth vs MOZE

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!