Elements App vs 401GO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Elements App
This app facilitates communication between financial advisors and their clients regarding financial goals and progress. It introduces the Elements Scorecard for a quick assessment of financial health.
- Financial goal communication
- Progress tracking
- Elements Scorecard
- Financial health assessment
- Advisor-client collaboration
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The cornerstone of the Elements Financial Planning System™, this app gives financial advisors and their clients the foundation on which to meaningfully communicate about financial goals and progress. It’s also the home of the Elements Scorecard, an innovative new way to quickly assess financial health. Terms of Use: https://getelements.com/terms-conditions
401GO
Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.
- View account balance and gains/losses
- Review and adjust investment allocations
- Generate savings projections
- Change contribution deferral amounts
- Receive personalized investment recommendations
- Add/remove beneficiaries
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Our mobile app puts the GO in 401GO by placing simple, secure and convenient management of the full 401(k) retirement savings lifecycle in your pocket -- from set-up to withdrawal and everything in between, including: * View your retirement account balance and total gains or (hopefully not) losses. * Review and adjust investment allocations from a single, consolidated page. * Generate detailed savings projections based on such variables as your current age, expected retirement age, income, contribution amount and anticipated investment returns. * Change your per-paycheck deferral amount, informed by estimates showing the effect of potential changes and how adjustments will impact future balances. * Get personalized recommendations, powered by a registered investment advisor, based on your unique goals, stage of life and risk appetite. * Add or remove beneficiaries and adjust their benefit share. This is an effective way to show your children which is your favorite at any one moment. You're going to love the feeling that comes from being in control of this portion of your financial future. NOTE: This app is only usable by existing participants in a 401(k) plan by 401GO. If you want to improve your retirement savings experience, encourage your employer to learn more at 401go.com.
Screenshots
Verdict
Elements App and 401GO both sit at 4.6 stars, but that hides the real split: 86% of 401GO's written reviews are positive against 50% of Elements App's. 401GO also leads on ads (none vs shown) and monetization model (free vs ad-supported). Elements App's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (53 vs 16). On price, rating, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
401GO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 53 and 16 respectively. Written reviews point the same way: 50% of Elements App's written reviews are positive against 86% of 401GO's.
Elements App ships an update every 3 weeks, 401GO every 2 months. The most recent releases landed on July 26, 2026 and June 20, 2026 respectively.
| Parameter | Elements App | 401GO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (53 ratings) | 4.8 (16 ratings) — better |
| Positive reviews | 50.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 53 — better | 16 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 61 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Elements Advisors, LLC | RetireGO, LLC |
Customer experience
Elements App
401GO
In-app purchases
Elements App
No in-app purchases
401GO
No in-app purchases









