Comparison

DSP Mutual Fund vs Settle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DSP Mutual Fund

Simplify your mutual fund investments with intelligent insights, seamless service management, and AI-driven fund recommendations. Effortlessly monitor your portfolio, execute transactions, and access educational resources to achieve your financial goals.

Highlights
  • Intelligent portfolio insights
  • Seamless service management
  • AI-driven scheme selection
  • Effortless transactions
  • Goal planning calculators
  • Family account feature
Features
Read full description

Embark on a journey towards smarter MF investing with the DSPMF app- an intuitive companion designed to simplify your investment decisions and help your money fulfil its potential. Intelligent Portfolio Insights: Effortlessly monitor and manage your portfolio through a tailored dashboard and gain insights into your asset allocation, returns, and actionable recommendations- all powered by advanced analytics, ensuring a guided and optimized investment journey. Seamless Service Management: Streamline your administrative tasks with ease. Download statements, update account details, nominate beneficiaries, and manage your KYC seamlessly—all within the app's user-friendly interface. Intelligent Scheme Selection: Navigate the complex world of multiple schemes effortlessly. Leverage our intuitive filters, comprehensive scheme pages, and Sarthi- an AI-driven recommendation engine, to discover funds aligned with your investment goals. Access educational resources and insightful content to enhance your investing prowess. Effortless Transactions: Experience a frictionless investing experience. Execute transactions with unparalleled ease and receive timely and meaningful nudges that matter, to empower informed decisions, giving you confidence that your financial objectives are on track. Explore Innovative Features: Unlock a treasure trove of features tailored to elevate your investing experience. From personalized fund recommendations with Sarthi to dynamic goal planning calculators, insightful blogs, and the convenience of our Family Account feature- discover a world of possibilities at your fingertips. -------------------------- Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

About

Settle

Features
Read full description

Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.

Screenshots

DSP Mutual Fund4 screens
Settle4 screens

Verdict

The call

The clearest difference is iOS requirement: DSP Mutual Fund at 15.0 against Settle's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DSP Mutual Fund ships an update every 8 days, Settle every 2 weeks. The most recent releases landed on October 13, 2026 and September 14, 2026 respectively.

Scorecard1 real difference · 9 level
DSP Mutual Fund versus Settle: the parameters behind the verdict, then further details
ParameterDSP Mutual FundSettle
PriceFreeFree
Rating4.9 (18 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings18 — better—
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size109 MB29 MB
Age rating4+4+
DeveloperDSP ASSET MANAGERS PRIVATE LIMITEDYashvardhan Bhardwaj

In-app purchases

None

DSP Mutual Fund

No in-app purchases

None

Settle

No in-app purchases

Questions

Is DSP Mutual Fund free?
DSP Mutual Fund is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with no in-app purchases.
Do DSP Mutual Fund or Settle have ads?
Neither DSP Mutual Fund nor Settle shows ads.
Which is updated more often, DSP Mutual Fund or Settle?
DSP Mutual Fund ships an update every 8 days, and Settle every 2 weeks. Most recently, DSP Mutual Fund was updated on October 13, 2026 and Settle on September 14, 2026.

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