Comparison

Wealth Without Wall Street vs Currence

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealth Without Wall Street

Connect with a community focused on achieving financial freedom outside of traditional Wall Street methods. Discover passive income strategies, learn from experts, and engage in discussions about real estate, investments, and taxes.

Highlights
  • Passive income generation strategies
  • Financial freedom tips
  • Expert Q&As
  • Peer-to-peer connections
  • Real estate and investment discussions
  • Courses, polls, and podcasts
Features
Read full description

Founded by Russ Morgan and Joey Mure, the Wealth Without Wall Street community is a place where we engage with one another around how to reach financial freedom without Wall Street. Members of the Wealth Without Wall Street community are using this app to: + Learn how to generate passive income without Wall Street + Discover new financial strategies and learn tips that will help you reach financial freedom + Access exclusive Q&As with experts across multiple industries + Connect with peers around topics like real estate, cash flow, taxes, investments, and more This community a distraction-free home for all of your questions and conversations related to building financial freedom without Wall Street. Connect to others in a dedicated conversation space where you can forge alliances and make new friends. You’ll find courses, polls, blogs, podcasts, online events, and lots of great question and answers in the community. --- Terms of Use: mn.co/terms_of_use

About

Currence

This app helps users achieve financial freedom by providing a proven wealth-building philosophy. It allows you to save and build wealth while maintaining your current lifestyle, creating new passive income streams.

Highlights
  • Achieve financial freedom faster
  • Live fully today, comfortably tomorrow
  • Proven wealth-building philosophy
  • Build savings while maintaining lifestyle
  • Exclusive 'reservoir' account
  • Create passive income streams
  • Financial strategist guidance
Features
Read full description

Currence lets you spend and save smarter. Ensure you are in total control of your financial picture and put structure to your cash flow and achieve Financial Freedom Faster™. Our proprietary “Reservoir” account captures income before it gets spent. Plus, insights into your financial health give you the opportunity to create new passive income streams that can grow your wealth faster. Currence helps you maximize your savings and wealth 1. Get connected cash flow: Achieve better visibility and insights to your cash flow health when you connect all your accounts, plus competitive interest rates for faster returns than a traditional savings account. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. 2. Gain complete control: Streamline cash flow management alongside a financial professional or unlock effective money management on your own. 3. Grow effortless savings: Cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time. Save first and spend later. Accumulate wealth. Step 1: If you have a financial advisor, they can invite you to the Currence platform so you both have full visibility of your savings and spending. Currence makes this easy as your income will flow through a central account we call a Reservoir. Step 2: Once you connect your bank account to the Currence app, watch your Reservoir organize your income and your spending, making it easy to save. Step 3: This then creates the opportunity for you to increase wealth accumulation with smarter spending and saving choices. Flip Your Flow® with Currence to easily control your net cash flow and save more. Financial Professionals recommend Currence because it creates transparency with clients. Gain even more confidence in recommendations from your advisor with shared cash flow visibility. Currence is how Smart Money Flows®. Download the app today and visit us at livecurrence.com to join the movement. Disclosure: Currence, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. There is no guarantee of accumulation and free cash flow. Non-deposit investment accounts linked to Currence are not FDIC insured and FDIC insurance does not protect you against Currence’s insolvency or bankruptcy.

Screenshots

Wealth Without Wall Street4 screens
Currence4 screens

Verdict

The call

The clearest difference is in-app purchases: Currence at none against Wealth Without Wall Street's 10. Wealth Without Wall Street's advantage is rating (5.0 vs 4.7) and update cadence (weekly vs monthly). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealth Without Wall Street sells 9 in-app purchases, starting at $39.99 per month. Currence asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Wealth Without Wall Street holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 31 and 67 respectively. Written reviews point the same way: 100% of Wealth Without Wall Street's written reviews are positive against 88% of Currence's.

UpkeepUpdate frequency

Wealth Without Wall Street ships an update weekly, Currence monthly. The most recent releases landed on September 19, 2026 and September 3, 2026 respectively.

Scorecard5 real differences · 5 level
Wealth Without Wall Street versus Currence: the parameters behind the verdict, then further details
ParameterWealth Without Wall StreetCurrence
PriceFreeFree
Rating5.0 (31 ratings) — better4.7 (67 ratings)
Positive reviews100.0% of reviews — better87.8% of reviews
Number of ratings3167 — better
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size159 MB64 MB
Age rating9+4+
DeveloperWealth Without Wall StreetCurrence

Customer experience

Wealth Without Wall Street

All ratings31 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Currence

All ratings67 ratings
Positive92.5%
Neutral1.5%
Negative6.0%
Written reviews41 reviews
Positive87.8%
Neutral4.9%
Negative7.3%

Bugs and requests

Wealth Without Wall Street

Not enough reviews yet to summarise bugs or requests.

Currence

Reported bugs

2 issues
  • Face ID option doesn't work on any devices
  • Server tends to lag

Requested features

5 requests
  • Instant transfer option
  • Scheduled money movements with bimonthly frequency
  • Smoother and less cumbersome login experience
  • App remains automatically logged on with Face ID verification
  • More functionality to be built out

In-app purchases

9 purchases

Wealth Without Wall Street

Subscriptions2
  • Monthly Plan2 variants$39.991 Month
  • Monthly Plan1 Month trial$199.991 Month
One-time7
  • One Time Purchase Plan$14.99
  • One Time Purchase Plan$46.99
  • One Time Purchase Plan$89.99
Show 4 more
  • One Time Purchase Plan$99.99
  • One Time Purchase Plan$199.99
  • One Time Purchase Plan$249.99
  • One Time Purchase Plan$499.99
None

Currence

No in-app purchases

Questions

Is Wealth Without Wall Street free?
Wealth Without Wall Street is free to download, with in-app purchases available.
Is Currence free?
Currence is free to download, with no in-app purchases.
Which has better reviews, Wealth Without Wall Street or Currence?
Wealth Without Wall Street is rated higher. Wealth Without Wall Street averages 5.0 out of 5 from 31 ratings, while Currence averages 4.7 from 67 ratings.
Do Wealth Without Wall Street or Currence have ads?
Neither Wealth Without Wall Street nor Currence shows ads.
Which is updated more often, Wealth Without Wall Street or Currence?
Wealth Without Wall Street ships an update weekly, and Currence monthly. Most recently, Wealth Without Wall Street was updated on September 19, 2026 and Currence on September 3, 2026.

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