中银国际 vs MySmartAdvisor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中银国际
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BOCI: Two decades of deep cultivation in listed company employee stock ownership plans, delivering continuous professional services to ESOP clients. Investment market may involve high risks, can cause you a complete loss and need to be cautious Official website: www.bocionline.com Customer Service Hotline: Mainland China 400-120-8860; Hong Kong +852-2718-9666
MySmartAdvisor
Manage your wealth and employee stock ownership plans with this platform. Trade stocks on global markets and invest in international funds for comprehensive financial planning.
- Wealth management
- ESOP service management
- Global stock trading
- Overseas fund investment
- Financial planning tools
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The MSA platform integrates wealth management and ESOP service management. You can trade stocks in global stock markets online and invest in high-quality overseas funds, which providing more complete and excellent financial planning.
Screenshots
Verdict
中银国际 and MySmartAdvisor both sit at 1.0 stars, but that hides the real split: 14% of 中银国际's written reviews are positive against 0% of MySmartAdvisor's. 中银国际 also leads on ratings volume (31 vs 3). MySmartAdvisor's advantage is update cadence (every 11 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 1.0 for 中银国际 against 1.0 for MySmartAdvisor. That said, the two scores are not equally well evidenced: 中银国际 has 31 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 14% of 中银国际's written reviews are positive against 0% of MySmartAdvisor's.
中银国际 ships an update monthly, MySmartAdvisor every 11 days. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | 中银国际 | MySmartAdvisor |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (31 ratings) | 1.0 (3 ratings) |
| Positive reviews | 14.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 31 — better | 3 |
| Update frequency | Monthly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13 |
| Further details — not scored | ||
| Size | 267 MB | 78 MB |
| Age rating | 17+ | 4+ |
| Developer | BOCI Securities Limited | The Core Securities Company Limited |
Customer experience
中银国际
MySmartAdvisor
In-app purchases
中银国际
No in-app purchases
MySmartAdvisor
No in-app purchases








