My Expenses X vs Lucra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Expenses X
Take full control of your personal finances with this intuitive and visual app. Track income, expenses, and bills with clear dashboards, custom categories, and smart visual status indicators. Analyze spending habits and set savings goals to make smarter financial decisions.
- Clear financial dashboard
- Custom expense and income categories
- Quick search and filtering
- Visual bill status indicators
- Spending habit analysis with charts
- Savings goal tracking
- Exportable PDF reports
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Tired of losing track of your money? Take full control of your personal finances with My Expenses! Forget complicated spreadsheets or messy notebooks. Our app is designed to be intuitive and visual, helping you understand your financial life clearly so you can make smarter decisions. What My Expenses offers: All-in-One Overview: Access a clean dashboard with your income, expenses, bills to pay, and receivables. Get a complete financial picture right in the palm of your hand. Custom Organization: Create your own categories for expenses and income. Know exactly where your money is going and identify opportunities to save. Find Anything Fast: Need to find a specific bill or a past transaction? Use our powerful filters to locate any information in seconds. Smart Visual Status: Never miss a due date again! Distinct colors quickly show if a bill is paid, received, overdue, or upcoming, keeping you informed and stress-free. Analyze Your Habits: Simple, straightforward charts reveal your spending patterns. Understand your financial habits, identify where to cut costs, and plan your financial future with confidence. Reach Your Savings Goals: Set your objectives and track your progress over time. Watch your effort turn into real savings! Share Your Results: Export detailed financial reports in PDF. Perfect for discussing finances with family, an advisor, or for your own records. Transform your relationship with money. Download My Expenses now and start organizing your financial life the easy and effective way! Terms of use: https://vieiraapps.web.app/#/termos
Lucra
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Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.
Screenshots
Verdict
The clearest difference is device support: My Expenses X at 3 against Lucra's —. On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Expenses X sells 6 in-app purchases, starting at $14.99 per year and Lucra sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 25, 2026.
| Parameter | My Expenses X | Lucra |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 75.6% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | — |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 49 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Wayne Johnson | Daniel Rodriguez Ramirez |
In-app purchases
My Expenses X
- Annual Premium$14.991 Year
- Buy a Coffee$0.99
- Buy a Pizza$1.99
- Remover anúncios$2.99
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- Remove Ads$2.99
- Super Supporter$4.99
Lucra
- PRO$5.99
Questions
Is My Expenses X free?
Is Lucra free?
Which is updated more often, My Expenses X or Lucra?
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