Coinpath vs Surplus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coinpath
This app helps you track spending and manage finances with a simple, fast accounting tool. Build better money habits and focus on savings with features like custom categories, budgeting, and detailed analysis. It offers a sleek design and quick entry options, with advanced features available for pro users.
- Minimalistic and sleek design
- Quick entry of expenses
- 25 default categories
- Built-in calculator
- Data analysis
- Set daily budget limits
- Widget for quick entry
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Coinpath - is a simple and fast accounting tool, that helps to keep track of your spending and manage finances. Build up better money habits and stay focused on what is important to your savings. GENERAL FEATURES • Minimalistic and sleek design • Gestures navigation • Add entries just in seconds • 25 default categories • Built-in calculator • Clear and simple data analysis • All known world currencies • Set daily limit in budget • Scheduled monthly salary • Widget to add entries, without opening the app • iOS 14 widgets for daily statistics • No ads PRO FEATURES • Unlimited budgets • Custom categories • iCloud sync • CSV report • Passcode • Auto dark mode • Transfer between budgets Start using Coinpath right now! We welcome your feedback and suggestions for improvement. If you have any questions, please contact us by this email: qoinsupp@gmail.com Follow us on: Facebook - https://www.facebook.com/getcoinpath Twitter - https://twitter.com/getcoinpath Instagram - https://www.instagram.com/getcoinpath
Surplus
This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.
- Monthly income and expense tracking
- Categorization of spending
- Customizable reports with CSV export
- Transaction grouping
- Home and lock screen widgets
- Automation via Shortcuts app
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Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam
Screenshots
Verdict
The clearest difference is rating: Surplus at 4.8 against Coinpath's 3.4. Surplus also leads on review sentiment (83% vs 51%). Coinpath's advantage is update cadence (weekly vs monthly) and iOS requirement (11.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Coinpath sells 1 one-off in-app purchase and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Surplus holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 37 and 27 respectively. Written reviews point the same way: 51% of Coinpath's written reviews are positive against 83% of Surplus's.
Coinpath ships an update weekly, Surplus monthly. The most recent releases landed on September 22, 2026 and June 4, 2026 respectively.
| Parameter | Coinpath | Surplus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (37 ratings) | 4.8 (27 ratings) — better |
| Positive reviews | 51.4% of reviews | 83.3% of reviews — better |
| Number of ratings | 37 — better | 27 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 88 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Engels Cybersecurity & Consulting GmbH | Dev Harvest LLC |
Customer experience
Coinpath
Surplus
In-app purchases
Coinpath
- Coinpath Pro$2.99
Surplus
- Surplus Pro Monthly$3.991 Month
- Surplus Pro Yearly$14.491 Year
- Surplus Pro Yearly$29.991 Year
- Surplus Pro Lifetime$29.99









