Comparison

Coinpath vs Surplus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coinpath

This app helps you track spending and manage finances with a simple, fast accounting tool. Build better money habits and focus on savings with features like custom categories, budgeting, and detailed analysis. It offers a sleek design and quick entry options, with advanced features available for pro users.

Highlights
  • Minimalistic and sleek design
  • Quick entry of expenses
  • 25 default categories
  • Built-in calculator
  • Data analysis
  • Set daily budget limits
  • Widget for quick entry
Features
Read full description

Coinpath - is a simple and fast accounting tool, that helps to keep track of your spending and manage finances. Build up better money habits and stay focused on what is important to your savings. GENERAL FEATURES • Minimalistic and sleek design • Gestures navigation • Add entries just in seconds • 25 default categories • Built-in calculator • Clear and simple data analysis • All known world currencies • Set daily limit in budget • Scheduled monthly salary • Widget to add entries, without opening the app • iOS 14 widgets for daily statistics • No ads PRO FEATURES • Unlimited budgets • Custom categories • iCloud sync • CSV report • Passcode • Auto dark mode • Transfer between budgets Start using Coinpath right now! We welcome your feedback and suggestions for improvement. If you have any questions, please contact us by this email: qoinsupp@gmail.com Follow us on: Facebook - https://www.facebook.com/getcoinpath Twitter - https://twitter.com/getcoinpath Instagram - https://www.instagram.com/getcoinpath

About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

Screenshots

Coinpath4 screens
Surplus4 screens

Verdict

The call

The clearest difference is rating: Surplus at 4.8 against Coinpath's 3.4. Surplus also leads on review sentiment (83% vs 51%). Coinpath's advantage is update cadence (weekly vs monthly) and iOS requirement (11.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Coinpath sells 1 one-off in-app purchase and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Surplus holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 37 and 27 respectively. Written reviews point the same way: 51% of Coinpath's written reviews are positive against 83% of Surplus's.

UpkeepUpdate frequency

Coinpath ships an update weekly, Surplus monthly. The most recent releases landed on September 22, 2026 and June 4, 2026 respectively.

Scorecard4 real differences · 6 level
Coinpath versus Surplus: the parameters behind the verdict, then further details
ParameterCoinpathSurplus
PriceFreeFree
Rating3.4 (37 ratings)4.8 (27 ratings) — better
Positive reviews51.4% of reviews83.3% of reviews — better
Number of ratings37 — better27
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.0
Further details — not scored
Size88 MB67 MB
Age rating4+4+
DeveloperEngels Cybersecurity & Consulting GmbHDev Harvest LLC

Customer experience

Coinpath

All ratings37 ratings
Positive56.8%
Neutral8.1%
Negative35.1%
Written reviews72 reviews
Positive51.4%
Neutral13.9%
Negative34.7%

Surplus

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

In-app purchases

1 purchases

Coinpath

One-time1
  • Coinpath Pro$2.99
4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99

Questions

Is Coinpath free?
Coinpath is free to download, with in-app purchases available.
Is Surplus free?
Surplus is free to download, with in-app purchases available.
Which has better reviews, Coinpath or Surplus?
Surplus is rated higher. Coinpath averages 3.4 out of 5 from 37 ratings, while Surplus averages 4.8 from 27 ratings.
Do Coinpath or Surplus have ads?
Neither Coinpath nor Surplus shows ads.
Which is updated more often, Coinpath or Surplus?
Coinpath ships an update weekly, and Surplus monthly. Most recently, Coinpath was updated on September 22, 2026 and Surplus on June 4, 2026.

Other comparisons