PayConfirm vs EmKap
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
PayConfirm
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PayConfirm app offers a full protection from the most common security threats in digital banking such as SIM swap fraud, phishing, bank account details replacement and other security threats. PayConfirm performs mobile transaction authentication signature (mTAS) to confirm any type of operations, including transactions or e-documents on-the-go. Advantages: ⢠No more codes retyping from SMS, PUSH notifications and OTP generators; ⢠Trusted service based on cryptography; ⢠No deny of service in roaming and off-line modes; ⢠Real-time notification right in a smartphone. ⢠Protection from phishing, social engineering, data switching; ⢠Device scoring and anomalies detection; ⢠Device discredit protection; ⢠SMS interception and SIM swap attack protection.
EmKap
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EmKap Mobile is the official app of EmKap Ltd, a Cyprus-based investment firm specializing in fixed-income securities and emerging markets. The app provides seamless access to your portfolio and trading functionalities, synchronized with the web platform. Easily manage your investments, create and modify orders, and stay updated with in-app notifications. Key Features: Secure login with 2FA. Log in with PIN code and biometry. View your portfolio in real-time. Create, modify, and cancel orders on the go. Access FAQs and support directly from the app. Stay informed with in-app notifications. Chat support and account management features. Experience a user-friendly platform designed to simplify portfolio and order management anytime, anywhere.
Screenshots
Verdict
The clearest difference is update cadence: EmKap at every 3 weeks against PayConfirm's every 2 months. PayConfirm's advantage is device support (4 vs 2) and iOS requirement (13.0 vs 15.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayConfirm ships an update every 2 months, EmKap every 3 weeks. Both last shipped on October 4, 2026.
| Parameter | PayConfirm | EmKap |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod, Apple Watch ā better | iPhone, iPod |
| Requires iOS | 13.0 ā better | 15.0 |
| Further details ā not scored | ||
| Size | 25 MB | 38 MB |
| Age rating | 4+ | 17+ |
| Developer | Airome Technologies | MeritKapital Limited |
In-app purchases
PayConfirm
No in-app purchases
EmKap
No in-app purchases









