Payability Mobile vs DayCheck by SpotOn

Payability provides flexible funding and tailored cash flow solutions to eCommerce marketplace sellers. Since our founding in 2015, we’ve helped thousands of marketplace sellers scale their businesses by providing over $2 billion in financing. Introducing the free Payability Mobile app! Use the app to check your Payability available balance, review your recent seller card transactions, and transfers funds - all on your schedule, at your convenience. Simply log in using your Payability account email and password to get started. With the Payability Mobile app you can: Check Your Available Balance • See your Payability account status and available balance. Transfer Funds On The Go • Transfer your available balance to your bank account 24/7, virtually anywhere you have your phone Stay On Top Of It All • Easily track and review your completed Payability Seller Card transactions, pending transfer requests, and pending card transactions all in one place The Payability Visa® Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Payability Card is powered by Marqeta.

Stop waiting weeks for the tips you earned today. DayCheck by SpotOn is the free digital wallet that puts your earnings where they belong: in your hands. It’s a faster, more flexible way to get paid, so you're ready for the bills life throws your way. Get paid, track your earnings, and spend on your terms. How it works: 1. Finish your shift and head home. 2. Your manager reviews and approves tip amounts for the day. 3. After approval, your tips land in your DayCheck wallet, consistently and reliably. No more waiting around or guessing when you'll get your money. 4. Track every dollar so you always know what you’ve earned. 5. Spend with the free SpotOn Card or transfer funds straight to your bank account. Your money, your way: • Faster Access to Your Earnings. Why wait? DayCheck closes the gap between your shift and your wallet with a reliable, fast way to get paid. • Track every shift. Get a clear look at your earnings. You’ll get a notification when your money is ready, and you can check your history anytime to see every dollar moving in and out. • Keep more with the SpotOn Card. Get immediate and free access to your approved earnings with the SpotOn Card. Use it for groceries, gas, or whatever life throws your way. • Flexibility for Real Life. Prefer to use your own debit card? Link your existing debit card and transfer funds to your bank account instead. Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SpotOn Flex LLC is a financial services company and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.