OneBank vs Nio Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OneBank
Manage your finances with a 100% digital bank account. Easily pay bills, receive payments, and make secure transfers. Load your prepaid card and make payments with QR Code technology.
- Digital bank account
- Bill payments
- Payment reception
- Secure transfers
- Prepaid card loading
- QR Code payments
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Conta Digital OneBank Pagar contas, receber pagamentos, toda a facilidade de uma conta bancária 100% digital e com toda a segurança. Para utilizar a Conta Digital OneBank é necessário abrir sua Conta Digital pelo Aplicativo. Pela Conta Digital você pode: - Fazer transferências bancárias para contas de mesma titularidade - Transferir dinheiro entre contas OneBank apenas com o número do celular - Carregar o seu cartão Pré-pago - Pagar contas e boletos - Realizar saques em estabelecimentos - Realizar pagamentos e transferências com QR Code usando a tecnologia PINSAFE - E muitas outras funcionalidades
Nio Digital
This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.
- Secured credit card
- No annual fees
- Reduced interest rates
- Exclusive for affiliated users
- Available for negative credit
- Mastercard Surpreenda benefits
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Cartão de crédito consignado NIO Sem anuidade Juros Reduzidos Exclusivo para Conveniados Disponível para Negativados Programa de Benefícios Mastercard Surpreenda Pagamento Mínimo de Fatura com desconto em folha
Screenshots
Verdict
The clearest difference is rating: OneBank at 4.8 against Nio Digital's 4.5. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OneBank holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 5 and 2 respectively.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | OneBank | Nio Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | 4.5 (2 ratings) |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 5 — better | 2 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 75 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | PROFINTACH - OneBank | Nio Digital |
Customer experience
OneBank
Nio Digital
In-app purchases
OneBank
No in-app purchases
Nio Digital
No in-app purchases
