Hiphing vs CTF Life ‧ CIRCLE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hiphing
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My Hip Hing is a mobile application designed to provide a personalized user experience for Hip Hing Construction Group’s staff. Anytime, anywhere, the staff can access to the Group’s latest news, register for events, and enjoy a variety of functions to streamline workflow. With My Hip Hing, our staff stay connected, and productive.
CTF Life ‧ CIRCLE
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About CTF Life‧CIRCLE CTF Life‧CIRCLE membership programme is a one-stop lifestyle platform for everyone. Leveraging the Chow Tai Fook Group’ s ecosystem, CTF Life‧CIRCLE supports members and their loved ones in navigating life’s journey, from wellbeing, growth, healthcare to legacy, fully embodying our brand promise of creating value beyond insurance. Become a CTF Life‧CIRCLE member to enjoy: • Diverse Experiences • Lifestyle Privileges • Access to the Chow Tai Fook Group’s Membership Alliance With four tiers of membership - Diamond, Gold, Silver and Basic - members can receive exclusive offers and year-round benefits within the Group’s ecosystem, spanning hotel accommodation, dining, education, health services and more. Through this mobile app, manage your membership anytime, anywhere and dive into CTF Life‧CIRCLE: • Get personalised recommendations and exclusive event invitations • Catch flash offers and birthday offers • Match your CTF Life customer record with your member profile, if you are already a customer, to enjoy exclusive benefits • Navigate easily with biometric login • Switch on notifications to receive latest offers and updates • View your registered experiences and offers at a glance About CTF Life Chow Tai Fook Life Insurance Company Limited (“CTF Life”) is proud of its rich, 40-year legacy in Hong Kong. CTF Life is a wholly-owned subsidiary of CTF Services Limited (“CTFS”) (Hong Kong Stock Code: 659) and one of the most well-established life insurance companies in Hong Kong. As a member of Chow Tai Fook Enterprises Limited, CTF Life consistently strengthens its collaboration with the Chow Tai Fook Group ecosystem to support customers and their loved ones in navigating life’s journey with personalised planning solutions, lifelong protection and diverse lifestyle experiences. By leveraging the Group’s robust financial strength and strategic investments across the globe, CTF Life aspires to become a leading insurance company in Asia while continuously creating value beyond insurance.
Screenshots
Verdict
The clearest difference is iOS requirement: CTF Life ‧ CIRCLE at 15.1 against Hiphing's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hiphing ships an update every 3 weeks, CTF Life ‧ CIRCLE every 5 weeks. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.
| Parameter | Hiphing | CTF Life ‧ CIRCLE |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 270 MB | 194 MB |
| Age rating | 4+ | 4+ |
| Developer | HIP HING CONSTRUCTION COMPANY LIMITED | Chow Tai Fook Life Insurance Company Limited |
In-app purchases
Hiphing
No in-app purchases
CTF Life ‧ CIRCLE
No in-app purchases








