MÉDIC Construction vs CoParentLedger

Welcome to MÉDIC Construction, the mobile app for insureds in the construction industry! MÉDIC Construction is your mobile health and dental insurance app, customized to your insurance plan. It’s available anytime, anyplace. With the MÉDIC app, you can submit your insurance claims, send photos of your documentation when required, keep track of your file, and benefit from accelerated processing. No more sending a pile of claims and forms. Make your claims right now with the MÉDIC app at your fingertips! Features of the MÉDIC app: • Submit all your claims from your smart phone or tablet – it will receive accelerated processing. • Check the eligibility of or reimbursement estimate for prescription drugs and certain future expenditures (prescription glasses, paramedical care, etc.) – you’ll get an immediate response. • Find a healthcare supplier near you. • View your claim history – access details of your previous claims. • Present the digital version of your new MÉDIC card to your participating healthcare and dental-care suppliers. • Use your MÉDIC card for medical emergencies abroad – the emergency phone numbers are on the back of the card in your app. To access the app: - You must be registered for the online services of the Commission de la construction du Québec (CCQ). To register, go to sel.ccq.org. To use your digital card: - Download it from the app and keep it in the application of your choice: Wallet on iPhone (Apple). To find out more: www.ccq.org/medicenligne Keep your documentation: - IMPORTANT: Because everything takes place online, you must keep the original versions of your claim documentation (invoices, prescriptions, and other documents) for one year following submission of the claim. At any time, the CCQ may ask you to supply the documents justifying your claim. To accelerate the reimbursement process: - Register for direct deposit at sel.ccq.org. Go to the “Dépôt direct” section. Enter your banking information (as provided on a cheque or on your online bank account).

Separated parents do not usually disagree about the children. They disagree about who paid for the boots in November, and neither of them can prove it. CoParentLedger keeps every shared cost in one place, applies the split you actually agreed to, and produces a statement you can hand to the other parent, a mediator or a lawyer without editing it first. WHAT YOU RECORD Each expense with what it was for, the amount, the date, the category, which child it was for, and crucially who actually paid the shop. Attach a photo of the receipt while you still have it. Payments between the two of you are recorded separately from money spent on the children, because they are different things: one settles up, the other adds to the total. Mixing them is the single most common reason a homemade spreadsheet stops adding up. THE SPLIT YOU AGREED TO Set a default, usually 50/50. Then add category rules where your agreement differs, because many do: medical at 60/40, childcare at 70/30. Any single expense can override both when something is genuinely one parent's. THE RUNNING BALANCE One number at the top, in plain words: they owe you, you owe them, or settled up. It moves the moment you add anything, and every figure behind it is visible. THE STATEMENT A printable PDF with the summary, the split applied, every expense with its date and who paid and each share, and every payment between you. Built to be handed over without editing, because a statement you had to tidy up first is a statement someone can question. WHY IT HOLDS UP The balance is arithmetic, not an opinion. Anyone can follow it line by line and reach the same number, which is exactly what you need when the conversation gets difficult or a third party gets involved. PRIVATE BY CONSTRUCTION Everything stays on your device. No account, no server, no sync, and the other parent has no access to your records unless you send them the statement yourself. WHAT THIS IS NOT CoParentLedger is your own record of what was spent. It is not legal or accounting advice and it does not represent you. For anything contested, talk to a mediator or a lawyer where you live. FREE AND UNLOCKED Twenty entries free, with every feature working. The one-time unlock removes the limit and adds the printable statement. One payment, no subscription.