The Summit Cards vs CoopFed Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Summit Cards
Manage your credit cards conveniently on the go. View transactions, make payments, report lost cards, and set travel notifications. Secure access with multi-factor authentication.
- View transactions
- Make payments
- Report lost/stolen cards
- Set alerts and controls
- Set travel notifications
- Secure multi-factor authentication
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Enjoy easy and on-the-go management of your card with the The Summit Credit Cards app from The Summit Federal Credit Union.. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your The Summit Credit Cards. • Set travel notifications. Card registration is cinch from any mobile device, and access is secure and protected by multi-factor authentication.
CoopFed Mobile
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks securely. Stay informed with real-time alerts and access e-statements.
- Account balance checks
- Fund transfers
- Bill payment scheduling
- Mobile check deposits
- Biometric login
- Real-time account alerts
- E-statement viewing
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With Cooperative Federal’s Mobile Banking app, you can manage your accounts on your phone or tablet. Check your balances, make transfers, & schedule and send bill payments using our app. Need to deposit a check? It can do that too. It’s easy, it’s free, and it fits your on-the-go life. > Securely log in with biometric recognition. > View & download transaction activity. > Transfer funds and pay bills. > Make mobile deposits. > Send money to your family or friends. > Set up real-time account alerts. > View e-statements. > Update account information. > Apply for a loan. Federally Insured by NCUA. Equal Housing Lender. NMLS #244957. Mobile Banking, Alerts, and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Your mobile carrier’s messaging and data fees may apply.
Screenshots
Verdict
The clearest difference is review sentiment: The Summit Cards at 100% against CoopFed Mobile's 50%. CoopFed Mobile's advantage is rating (4.8 vs 2.7) and ratings volume (155 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CoopFed Mobile holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: CoopFed Mobile has 155 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 100% of The Summit Cards's written reviews are positive against 50% of CoopFed Mobile's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | The Summit Cards | CoopFed Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (10 ratings) | 4.8 (155 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 10 | 155 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 38 MB | 155 MB |
| Age rating | 4+ | 4+ |
| Developer | The Summit Federal Credit Union | Syracuse Cooperative FCU |
Customer experience
The Summit Cards
CoopFed Mobile
In-app purchases
The Summit Cards
No in-app purchases
CoopFed Mobile
No in-app purchases
Questions
Is The Summit Cards free?
Is CoopFed Mobile free?
Which has better reviews, The Summit Cards or CoopFed Mobile?
Do The Summit Cards or CoopFed Mobile have ads?
Which is updated more often, The Summit Cards or CoopFed Mobile?
Other comparisons
