Comparison

Smart Policy vs Smaart Trade

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Smart Policy

Features
Read full description

Smart Policy is a state of the art investment & insurance portfolio management App for customers With Smart Policy App, you can get several views of your portfolio which will not only keep you abreast about its latest status, but also help you making important decisions for investment re-balancing, profit booking or stopping loss. Here are some of the many features of the Smart Policy App: a) Get a summary view of the current status of your investments across asset classes b) Get a summary view of the insurance cover of all members in your family c) Drill down to full detail d) View Upcoming portfolio events e) Get alerts about your important events such as life insurance premium due, general insurance renewals, SIP due, FMP maturity, etc. f) Get best in the class MF advisory g) Raise a service ticket to your advisor h) Host of useful financial calculators to help you plan your short term and long term financial goals i) Digital Vault Γ± access your important documents anytime from your Smartphone j) Provides coverage of all major General Insurance sections such as Health, Motor, Fire etc. k) Track small saving investments like PPF, NSC, KVP, FD, RD etc. l) Maintain your investments in Stocks, Bonds, Bullion, Commodities etc. f) Buy / Redeem / Switch Mutual Funds online from any AMC

About

Smaart Trade

Features
Read full description

Smaart Trade brings the stock exchange where stock brokers and traders can buy and sell shares of stock to your apple phone through this easy-to-use app, with lots of interesting add-ons and convenient features that you’ll absolutely love.​ ​ * Get real-time stock quotes and solid industry tips​ * Trade and track in equity, commodity, currency and F&O​ * Transfer funds online Member name: BgSE Financials Limited SEBI Registration Code: INZ000095638 Member Code: NSE : 10741 BSE – 268 MCX – 56430 Registered Exchange/s name: NSE, BSE , MCX Exchange approved segment/s: NSE EQ, NSE FO, BSE EQ, MCX

Screenshots

Smart Policy4 screens
Smaart Trade4 screens

Verdict

The call

The clearest difference is update cadence: Smaart Trade at every 6 weeks against Smart Policy's every 8 months. Smart Policy's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Policy ships an update every 8 months, Smaart Trade every 6 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences Β· 4 level
Smart Policy versus Smaart Trade: the parameters behind the verdict, then further details
ParameterSmart PolicySmaart Trade
PriceFreeFree
Update frequencyEvery 8 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 β€” better15.6
Further details β€” not scored
Size51 MB97 MB
Age rating4+4+
DeveloperArihant Smart Services IMF LLPBGSE MOBILE TRADING

In-app purchases

None

Smart Policy

No in-app purchases

None

Smaart Trade

No in-app purchases

Questions

Is Smart Policy free?
Smart Policy is free to download, with no in-app purchases.
Is Smaart Trade free?
Smaart Trade is free to download, with no in-app purchases.
Do Smart Policy or Smaart Trade have ads?
Neither Smart Policy nor Smaart Trade shows ads.
Which is updated more often, Smart Policy or Smaart Trade?
Smart Policy ships an update every 8 months, and Smaart Trade every 6 weeks. Most recently, Smart Policy was updated on November 3, 2026 and Smaart Trade on November 4, 2026.

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