Smart Policy vs Smaart Trade
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Smart Policy
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Smart Policy is a state of the art investment & insurance portfolio management App for customers With Smart Policy App, you can get several views of your portfolio which will not only keep you abreast about its latest status, but also help you making important decisions for investment re-balancing, profit booking or stopping loss. Here are some of the many features of the Smart Policy App: a) Get a summary view of the current status of your investments across asset classes b) Get a summary view of the insurance cover of all members in your family c) Drill down to full detail d) View Upcoming portfolio events e) Get alerts about your important events such as life insurance premium due, general insurance renewals, SIP due, FMP maturity, etc. f) Get best in the class MF advisory g) Raise a service ticket to your advisor h) Host of useful financial calculators to help you plan your short term and long term financial goals i) Digital Vault Γ± access your important documents anytime from your Smartphone j) Provides coverage of all major General Insurance sections such as Health, Motor, Fire etc. k) Track small saving investments like PPF, NSC, KVP, FD, RD etc. l) Maintain your investments in Stocks, Bonds, Bullion, Commodities etc. f) Buy / Redeem / Switch Mutual Funds online from any AMC
Smaart Trade
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Smaart Trade brings the stock exchange where stock brokers and traders can buy and sell shares of stock to your apple phone through this easy-to-use app, with lots of interesting add-ons and convenient features that youβll absolutely love.β β * Get real-time stock quotes and solid industry tipsβ * Trade and track in equity, commodity, currency and F&Oβ * Transfer funds online Member name: BgSE Financials Limited SEBI Registration Code: INZ000095638 Member Code: NSE : 10741 BSE β 268 MCX β 56430 Registered Exchange/s name: NSE, BSE , MCX Exchange approved segment/s: NSE EQ, NSE FO, BSE EQ, MCX
Screenshots
Verdict
The clearest difference is update cadence: Smaart Trade at every 6 weeks against Smart Policy's every 8 months. Smart Policy's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Policy ships an update every 8 months, Smaart Trade every 6 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Smart Policy | Smaart Trade |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 8 months | Every 6 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 51 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Arihant Smart Services IMF LLP | BGSE MOBILE TRADING |
In-app purchases
Smart Policy
No in-app purchases
Smaart Trade
No in-app purchases
Questions
Is Smart Policy free?
Is Smaart Trade free?
Do Smart Policy or Smaart Trade have ads?
Which is updated more often, Smart Policy or Smaart Trade?
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