Comparison

IQ Mobile by Global Payments vs Xplor Pay Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IQ Mobile by Global Payments

Manage your small business finances on the go with this simplified mobile portal. View key analytics, reconcile payment deposits, and research any business issues directly from your device.

Highlights
  • View insightful analytics
  • Reconcile payment deposits
  • Research business issues
  • Simplified mobile portal
  • On-the-go business management
Features
Read full description

We’ve reimagined the iQ Mobile app to give you a faster, more secure, and more intuitive way to manage your business on the go. SMARTER, MORE SECURE ACCESS • Log in quickly and securely using Face ID, Touch ID, or your device’s biometric authentication • Improved security standards to better protect your account and data SIMPLIFIED MOBILE EXPERIENCE • Enjoy a redesigned, mobile-first interface with easier navigation • Quickly access key features like transactions, reporting, and account activity • Fewer steps to complete everyday tasks FASTER ONBOARDING & DOCUMENT UPLOAD • Upload documents directly from your phone using your camera or file upload • Track submissions and stay informed without leaving the app STAY CONNECTED IN REAL TIME • Enable push notifications to get important business updates instantly • Jump directly to relevant actions through in-app notifications BUILT FOR SPEED & RELIABILITY • Improved performance and stability for a smoother experience • Designed to align with the iQ platform for faster updates and new features

About

Xplor Pay Mobile

A secure and versatile mobile payment solution that allows businesses to accept various payment methods, even offline. It offers real-time transaction updates, user-friendly navigation, and significant cost reductions.

Highlights
  • Secure payment processing
  • Offline payment acceptance
  • Accepts credit and debit cards
  • Real-time transaction updates
  • User-friendly interface
  • PCI compliant
  • Automated customer notifications
Features
Read full description

With the Xplor Pay Mobile App, we offer a secure payment solution designed with your convenience in mind, so you can make transactions wherever and whenever you need to. Here's why you should make the switch to the Xplor Pay Mobile App: Key Features: Secure Payment Handling: Xplor Pay Mobile ensures fast and secure payment processing, offering peace of mind for both you and your customers. Offline Processing: Our app can process payments in areas with unreliable internet access. This is a critical capability, especially for businesses that operate in remote or underserved locations. Versatile Payment Acceptance: Xplor Pay Mobile embraces a wide array of payment methods, from credit cards to debit cards all while using Bluetooth and a portable reader. Instant Transaction Updates: Stay in the loop with immediate, real-time notifications for successful payments and transactions. User-Friendly Interface: Our app boasts an intuitive and user-friendly interface for both merchants and customers to facilitate smooth transactions. PCI Compliant: Xplor Pay Mobile has robust security features following PCI DSS compliance standards. Customer Notifications: Automated notifications for customers, including email receipts and confirmation messages. Why Choose the Xplor Pay Mobile App: Accept Payments Anytime, Anywhere. Accelerate your cash flow with our Bluetooth-enabled card reader, allowing you to receive payments in-store, on-location, or while on the move. Ensure You Capture Every Sale. Stay operational with our offline mode, enabling payment acceptance even in areas with poor cell service. Transactions are processed securely once you regain connectivity. Take Control of Your Business Anywhere You Are. Empower yourself with the ability to dive deep into batches, transactions, and fees while effortlessly handling voids and refund processing. Reduce Processing Costs Significantly by 75-95%. Enhance transparency and clarity by displaying the list price alongside the cash price to avoid customer confusion. Highly Reliable Security for Your Peace of Mind. Have complete confidence in safeguarding your customers' data, fortified by state-of-the-art safeguards including tokenization and PCI-validated point-to-point encryption.

Screenshots

IQ Mobile by Global Payments4 screens
Xplor Pay Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Xplor Pay Mobile at 100% against IQ Mobile by Global Payments's 31%. Xplor Pay Mobile also leads on rating (5.0 vs 3.4). IQ Mobile by Global Payments's advantage is ratings volume (10 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xplor Pay Mobile holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews point the same way: 31% of IQ Mobile by Global Payments's written reviews are positive against 100% of Xplor Pay Mobile's.

UpkeepUpdate frequency

IQ Mobile by Global Payments ships an update every 2 months, Xplor Pay Mobile monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
IQ Mobile by Global Payments versus Xplor Pay Mobile: the parameters behind the verdict, then further details
ParameterIQ Mobile by Global PaymentsXplor Pay Mobile
PriceFreeFree
Rating3.4 (10 ratings)5.0 (3 ratings) — better
Positive reviews31.3% of reviews100.0% of reviews — better
Number of ratings10 — better3
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size171 MB20 MB
Age rating17+17+
DeveloperWorldpay, Inc.Clearent, LLC

Customer experience

IQ Mobile by Global Payments

All ratings9 ratings
Positive55.6%
Neutral0.0%
Negative44.4%
Written reviews32 reviews
Positive31.3%
Neutral0.0%
Negative68.8%

Xplor Pay Mobile

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IQ Mobile by Global Payments

No in-app purchases

None

Xplor Pay Mobile

No in-app purchases

Questions

Is IQ Mobile by Global Payments free?
IQ Mobile by Global Payments is free to download, with no in-app purchases.
Is Xplor Pay Mobile free?
Xplor Pay Mobile is free to download, with no in-app purchases.
Which has better reviews, IQ Mobile by Global Payments or Xplor Pay Mobile?
Xplor Pay Mobile is rated higher. IQ Mobile by Global Payments averages 3.4 out of 5 from 10 ratings, while Xplor Pay Mobile averages 5.0 from 3 ratings.
Do IQ Mobile by Global Payments or Xplor Pay Mobile have ads?
Neither IQ Mobile by Global Payments nor Xplor Pay Mobile shows ads.
Which is updated more often, IQ Mobile by Global Payments or Xplor Pay Mobile?
IQ Mobile by Global Payments ships an update every 2 months, and Xplor Pay Mobile monthly. Most recently, IQ Mobile by Global Payments was updated on November 3, 2026 and Xplor Pay Mobile on November 3, 2026.

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