Xplor Pay Mobile vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xplor Pay Mobile
A secure and versatile mobile payment solution that allows businesses to accept various payment methods, even offline. It offers real-time transaction updates, user-friendly navigation, and significant cost reductions.
- Secure payment processing
- Offline payment acceptance
- Accepts credit and debit cards
- Real-time transaction updates
- User-friendly interface
- PCI compliant
- Automated customer notifications
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With the Xplor Pay Mobile App, we offer a secure payment solution designed with your convenience in mind, so you can make transactions wherever and whenever you need to. Here's why you should make the switch to the Xplor Pay Mobile App: Key Features: Secure Payment Handling: Xplor Pay Mobile ensures fast and secure payment processing, offering peace of mind for both you and your customers. Offline Processing: Our app can process payments in areas with unreliable internet access. This is a critical capability, especially for businesses that operate in remote or underserved locations. Versatile Payment Acceptance: Xplor Pay Mobile embraces a wide array of payment methods, from credit cards to debit cards all while using Bluetooth and a portable reader. Instant Transaction Updates: Stay in the loop with immediate, real-time notifications for successful payments and transactions. User-Friendly Interface: Our app boasts an intuitive and user-friendly interface for both merchants and customers to facilitate smooth transactions. PCI Compliant: Xplor Pay Mobile has robust security features following PCI DSS compliance standards. Customer Notifications: Automated notifications for customers, including email receipts and confirmation messages. Why Choose the Xplor Pay Mobile App: Accept Payments Anytime, Anywhere. Accelerate your cash flow with our Bluetooth-enabled card reader, allowing you to receive payments in-store, on-location, or while on the move. Ensure You Capture Every Sale. Stay operational with our offline mode, enabling payment acceptance even in areas with poor cell service. Transactions are processed securely once you regain connectivity. Take Control of Your Business Anywhere You Are. Empower yourself with the ability to dive deep into batches, transactions, and fees while effortlessly handling voids and refund processing. Reduce Processing Costs Significantly by 75-95%. Enhance transparency and clarity by displaying the list price alongside the cash price to avoid customer confusion. Highly Reliable Security for Your Peace of Mind. Have complete confidence in safeguarding your customers' data, fortified by state-of-the-art safeguards including tokenization and PCI-validated point-to-point encryption.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
The clearest difference is review sentiment: Xplor Pay Mobile at 100% against Merchant.app's 50%. Xplor Pay Mobile also leads on rating (5.0 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xplor Pay Mobile holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews point the same way: 100% of Xplor Pay Mobile's written reviews are positive against 50% of Merchant.app's.
Xplor Pay Mobile ships an update monthly, Merchant.app every 2 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.
| Parameter | Xplor Pay Mobile | Merchant.app |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.5 (8 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 3 | 8 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 160 MB |
| Age rating | 17+ | 4+ |
| Developer | Clearent, LLC | Merchant Platforms, Inc. |
Customer experience
Xplor Pay Mobile
Merchant.app
In-app purchases
Xplor Pay Mobile
No in-app purchases
Merchant.app
No in-app purchases
Questions
Is Xplor Pay Mobile free?
Is Merchant.app free?
Which has better reviews, Xplor Pay Mobile or Merchant.app?
Do Xplor Pay Mobile or Merchant.app have ads?
Which is updated more often, Xplor Pay Mobile or Merchant.app?
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