Comparison

Xplor Pay Mobile vs Merchant.app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xplor Pay Mobile

A secure and versatile mobile payment solution that allows businesses to accept various payment methods, even offline. It offers real-time transaction updates, user-friendly navigation, and significant cost reductions.

Highlights
  • Secure payment processing
  • Offline payment acceptance
  • Accepts credit and debit cards
  • Real-time transaction updates
  • User-friendly interface
  • PCI compliant
  • Automated customer notifications
Features
Read full description

With the Xplor Pay Mobile App, we offer a secure payment solution designed with your convenience in mind, so you can make transactions wherever and whenever you need to. Here's why you should make the switch to the Xplor Pay Mobile App: Key Features: Secure Payment Handling: Xplor Pay Mobile ensures fast and secure payment processing, offering peace of mind for both you and your customers. Offline Processing: Our app can process payments in areas with unreliable internet access. This is a critical capability, especially for businesses that operate in remote or underserved locations. Versatile Payment Acceptance: Xplor Pay Mobile embraces a wide array of payment methods, from credit cards to debit cards all while using Bluetooth and a portable reader. Instant Transaction Updates: Stay in the loop with immediate, real-time notifications for successful payments and transactions. User-Friendly Interface: Our app boasts an intuitive and user-friendly interface for both merchants and customers to facilitate smooth transactions. PCI Compliant: Xplor Pay Mobile has robust security features following PCI DSS compliance standards. Customer Notifications: Automated notifications for customers, including email receipts and confirmation messages. Why Choose the Xplor Pay Mobile App: Accept Payments Anytime, Anywhere. Accelerate your cash flow with our Bluetooth-enabled card reader, allowing you to receive payments in-store, on-location, or while on the move. Ensure You Capture Every Sale. Stay operational with our offline mode, enabling payment acceptance even in areas with poor cell service. Transactions are processed securely once you regain connectivity. Take Control of Your Business Anywhere You Are. Empower yourself with the ability to dive deep into batches, transactions, and fees while effortlessly handling voids and refund processing. Reduce Processing Costs Significantly by 75-95%. Enhance transparency and clarity by displaying the list price alongside the cash price to avoid customer confusion. Highly Reliable Security for Your Peace of Mind. Have complete confidence in safeguarding your customers' data, fortified by state-of-the-art safeguards including tokenization and PCI-validated point-to-point encryption.

About

Merchant.app

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

Highlights
  • Process payments via terminal, text, or email
  • Lightning-fast transactions
  • Customer payments via phone or email
  • Real-time transaction dashboard
  • Refund tracking
  • Industry-leading data security
Features
Read full description

An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.

Screenshots

Xplor Pay Mobile4 screens
Merchant.app4 screens

Verdict

The call

The clearest difference is review sentiment: Xplor Pay Mobile at 100% against Merchant.app's 50%. Xplor Pay Mobile also leads on rating (5.0 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xplor Pay Mobile holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews point the same way: 100% of Xplor Pay Mobile's written reviews are positive against 50% of Merchant.app's.

UpkeepUpdate frequency

Xplor Pay Mobile ships an update monthly, Merchant.app every 2 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Xplor Pay Mobile versus Merchant.app: the parameters behind the verdict, then further details
ParameterXplor Pay MobileMerchant.app
PriceFreeFree
Rating5.0 (3 ratings) — better4.5 (8 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings38 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size20 MB160 MB
Age rating17+4+
DeveloperClearent, LLCMerchant Platforms, Inc.

Customer experience

Xplor Pay Mobile

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Merchant.app

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Xplor Pay Mobile

No in-app purchases

None

Merchant.app

No in-app purchases

Questions

Is Xplor Pay Mobile free?
Xplor Pay Mobile is free to download, with no in-app purchases.
Is Merchant.app free?
Merchant.app is free to download, with no in-app purchases.
Which has better reviews, Xplor Pay Mobile or Merchant.app?
Xplor Pay Mobile is rated higher. Xplor Pay Mobile averages 5.0 out of 5 from 3 ratings, while Merchant.app averages 4.5 from 8 ratings.
Do Xplor Pay Mobile or Merchant.app have ads?
Neither Xplor Pay Mobile nor Merchant.app shows ads.
Which is updated more often, Xplor Pay Mobile or Merchant.app?
Xplor Pay Mobile ships an update monthly, and Merchant.app every 2 weeks. Most recently, Xplor Pay Mobile was updated on October 14, 2026 and Merchant.app on October 24, 2026.

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