Comparison

Converge Mobile vs Xplor Pay Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Converge Mobile

This app transforms your smartphone or tablet into a secure point-of-sale system. It allows businesses to accept various payment types, including chip cards and contactless payments, anywhere they operate. Features include automatic calculation of discounts, taxes, and tips, with options for digital or printed receipts.

Highlights
  • Accept credit and debit cards
  • Process chip and contactless payments
  • Record cash transactions
  • Calculate discounts, taxes, and tips
  • Email or print customer receipts
  • Secure encrypted card reader support
Read full description

Accept credit and debit payments anywhere, anytime with this intuitive, easy-to-use mobile application that turns your smartphone, tablet or mobile device into a secured, affordable point-of-sale solution! Converge Mobile is a free mobile app that is an extension of Converge, an omni-commerce solution that allows you to process payments in person, via phone or telephone order, online, and using a mobile device. Converge Mobile supports EMV chip card transactions using an encrypted EMV card reader. Key features: • Accept PIN debit and credit cards, including mag stripe, chip card and contactless payments, like Apple Pay™ • Record cash transactions • Automatically calculate discounts and taxes and offer tips • Email or print customer receipts • Help protect cardholder data with an encrypted, chip card device • Use an unlimited number of supported iOS devices Converge Mobile is for any size business that needs to process transactions on the go. If you accept card payments on the road, then Converge Mobile will likely save you time and money, while improving the checkout experience for your customers. It can also be used at your location for payments during peak sales seasons, essentially creating a new checkout line without the added expense. Getting started is easy! 1. Establish a customer account with Elavon, directly or through one of many partners, and get a card reader (set up cost associated). If you do not have an account, follow the link at the bottom of the page. 2. Download the Converge Mobile App for free! 3. Open the App and enter a Device PassCode of your choice. You will be required to enter this security passcode each time you access the app. Note: If you do not have an Elavon customer account, select the ‘I don’t have an account’ option at bottom of the Welcome page. 4. Follow the simple set up instructions and start taking payments anywhere, anytime! Note: If you need a card reader to accept cards, contact your sales representative or account manager. For more information please visit: www.elavon.com/convergemobile or contact Elavon to establish a customer account.

About

Xplor Pay Mobile

A secure and versatile mobile payment solution that allows businesses to accept various payment methods, even offline. It offers real-time transaction updates, user-friendly navigation, and significant cost reductions.

Highlights
  • Secure payment processing
  • Offline payment acceptance
  • Accepts credit and debit cards
  • Real-time transaction updates
  • User-friendly interface
  • PCI compliant
  • Automated customer notifications
Features
Read full description

With the Xplor Pay Mobile App, we offer a secure payment solution designed with your convenience in mind, so you can make transactions wherever and whenever you need to. Here's why you should make the switch to the Xplor Pay Mobile App: Key Features: Secure Payment Handling: Xplor Pay Mobile ensures fast and secure payment processing, offering peace of mind for both you and your customers. Offline Processing: Our app can process payments in areas with unreliable internet access. This is a critical capability, especially for businesses that operate in remote or underserved locations. Versatile Payment Acceptance: Xplor Pay Mobile embraces a wide array of payment methods, from credit cards to debit cards all while using Bluetooth and a portable reader. Instant Transaction Updates: Stay in the loop with immediate, real-time notifications for successful payments and transactions. User-Friendly Interface: Our app boasts an intuitive and user-friendly interface for both merchants and customers to facilitate smooth transactions. PCI Compliant: Xplor Pay Mobile has robust security features following PCI DSS compliance standards. Customer Notifications: Automated notifications for customers, including email receipts and confirmation messages. Why Choose the Xplor Pay Mobile App: Accept Payments Anytime, Anywhere. Accelerate your cash flow with our Bluetooth-enabled card reader, allowing you to receive payments in-store, on-location, or while on the move. Ensure You Capture Every Sale. Stay operational with our offline mode, enabling payment acceptance even in areas with poor cell service. Transactions are processed securely once you regain connectivity. Take Control of Your Business Anywhere You Are. Empower yourself with the ability to dive deep into batches, transactions, and fees while effortlessly handling voids and refund processing. Reduce Processing Costs Significantly by 75-95%. Enhance transparency and clarity by displaying the list price alongside the cash price to avoid customer confusion. Highly Reliable Security for Your Peace of Mind. Have complete confidence in safeguarding your customers' data, fortified by state-of-the-art safeguards including tokenization and PCI-validated point-to-point encryption.

Screenshots

Converge Mobile4 screens
Xplor Pay Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Xplor Pay Mobile at 100% against Converge Mobile's 22%. Xplor Pay Mobile also leads on rating (5.0 vs 3.2). Converge Mobile's advantage is ratings volume (31 vs 3) and iOS requirement (12.5.7 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xplor Pay Mobile holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Converge Mobile has 31 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 22% of Converge Mobile's written reviews are positive against 100% of Xplor Pay Mobile's.

UpkeepUpdate frequency

Converge Mobile ships an update every 5 weeks, Xplor Pay Mobile monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Converge Mobile versus Xplor Pay Mobile: the parameters behind the verdict, then further details
ParameterConverge MobileXplor Pay Mobile
PriceFreeFree
Rating3.2 (31 ratings)5.0 (3 ratings) — better
Positive reviews22.4% of reviews100.0% of reviews — better
Number of ratings31 — better3
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.5.7 — better15.0
Further details — not scored
Size74 MB20 MB
Age rating4+17+
DeveloperElavonClearent, LLC

Customer experience

Converge Mobile

All ratings30 ratings
Positive53.3%
Neutral6.7%
Negative40.0%
Written reviews49 reviews
Positive22.4%
Neutral16.3%
Negative61.2%

Xplor Pay Mobile

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Converge Mobile

Reported bugs

26 issues
  • Cannot copy/paste
  • No space bar for error correction
  • Search for debit transactions limited to 31 days
  • App crashes frequently
  • Card reader not connecting to iPhones
Show 21 more
  • Gratiuty option not working/visible
  • App locks out users
  • Passcode incorrect when typing
  • App not recognizing swiped cards
  • Error message on invoice/quote component
  • App not working for months
  • Glitch after November 2019 update
  • Cannot add gratuity after iPhone update
  • Cannot see gratuity screen on new iPhones
  • App not working with new iOS versions
  • App not fitting iPhone X screen
  • New version not sending info to sale
  • App not accepting swiped cards
  • App processing without resolution
  • App not connecting with reader after iOS update
  • Constantly re-entering credentials
  • App failure rate with Bluetooth reader
  • Password not recognized, requires reinstall
  • Cannot checkout cart after adding items
  • App crashes using iPhone 7 Plus iOS 11.0.3
  • App not supporting iPhone 8

Requested features

14 requests
  • Fix copy/paste functionality
  • Add space bar for cursor movement
  • Allow searching debit transactions beyond 31 days
  • Improve gratuity option visibility and placement
  • Remember customer email addresses
Show 9 more
  • List of commonly sold items for quick selection
  • Ability to reprint/resend receipts
  • Fit iPhone X screen
  • Add dedicated 'Invoice Number' section
  • Allow credit card on file via iPad
  • Add item categories on mobile
  • Make signature screen more prominent
  • Improve button placement on signing screen
  • Add gratuity option after payment selection

Xplor Pay Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Converge Mobile

No in-app purchases

None

Xplor Pay Mobile

No in-app purchases

Questions

Is Converge Mobile free?
Converge Mobile is free to download, with no in-app purchases.
Is Xplor Pay Mobile free?
Xplor Pay Mobile is free to download, with no in-app purchases.
Which has better reviews, Converge Mobile or Xplor Pay Mobile?
Xplor Pay Mobile is rated higher. Converge Mobile averages 3.2 out of 5 from 31 ratings, while Xplor Pay Mobile averages 5.0 from 3 ratings.
Do Converge Mobile or Xplor Pay Mobile have ads?
Neither Converge Mobile nor Xplor Pay Mobile shows ads.
Which is updated more often, Converge Mobile or Xplor Pay Mobile?
Converge Mobile ships an update every 5 weeks, and Xplor Pay Mobile monthly. Most recently, Converge Mobile was updated on October 24, 2026 and Xplor Pay Mobile on October 14, 2026.

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