mobiquity Pay vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mobiquity Pay
Read full descriptionHide full description
Self onboarding: - Onboard yourself digitally without any physical intervention. - Get your KYC verified and enjoy the plethora of services like Bill Payment, Merchant Payment, Recharge, and many more. Send Money to your Friends and Family: - Enhanced with recent and favorite functionality. You can now select from the favorites added, Select from your contacts and even scan the QR (EMVco) to send money. Linking multiple payment instruments: - mobiquity pay can be integrated with multiple banks. You can link multiple bank accounts to your wallet account. - mobiquity pay can also be integrated with the payment gateway. You can link multiple debit cards and credit cards to facilitate payment use cases. One-click Merchant Payment: - Pay on the go using your wallet balance, debit card, credit card, and bank account by just scanning the QR at the merchants. Recharge at your convenience - Make phone recharges quickly at your favorite mobile operator. You can recharge using your wallet balance, debit card, credit card, and bank account. Unified Payment history: - Track all your transaction in one place hustle-free. A detailed view of all the transactions done using any payment instrument helps you reconcile easily. You can also apply filters to check for any specific transaction within the date range, by service type, and by instrument type as well. Transfer money between your bank and wallet: - Add money to your wallet account using any bank account linked to your wallet profile. - Send money from your wallet to your linked bank account. Business User Locator: - Locate your nearby groceries shops, pets store, restaurants using the business locator
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
Read full descriptionHide full description
An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
mobiquity Pay and Merchant.app are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mobiquity Pay ships an update monthly, Merchant.app fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | mobiquity Pay | Merchant.app |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (8 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 8 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 212 MB | 160 MB |
| Age rating | 17+ | 4+ |
| Developer | Comviva Technologies Ltd | Merchant Platforms, Inc. |
In-app purchases
mobiquity Pay
No in-app purchases
Merchant.app
No in-app purchases









