Comparison

mobiquity Pay vs Merchant.app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mobiquity Pay

Features
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Self onboarding: - Onboard yourself digitally without any physical intervention. - Get your KYC verified and enjoy the plethora of services like Bill Payment, Merchant Payment, Recharge, and many more. Send Money to your Friends and Family: - Enhanced with recent and favorite functionality. You can now select from the favorites added, Select from your contacts and even scan the QR (EMVco) to send money. Linking multiple payment instruments: - mobiquity pay can be integrated with multiple banks. You can link multiple bank accounts to your wallet account. - mobiquity pay can also be integrated with the payment gateway. You can link multiple debit cards and credit cards to facilitate payment use cases. One-click Merchant Payment: - Pay on the go using your wallet balance, debit card, credit card, and bank account by just scanning the QR at the merchants. Recharge at your convenience - Make phone recharges quickly at your favorite mobile operator. You can recharge using your wallet balance, debit card, credit card, and bank account. Unified Payment history: - Track all your transaction in one place hustle-free. A detailed view of all the transactions done using any payment instrument helps you reconcile easily. You can also apply filters to check for any specific transaction within the date range, by service type, and by instrument type as well. Transfer money between your bank and wallet: - Add money to your wallet account using any bank account linked to your wallet profile. - Send money from your wallet to your linked bank account. Business User Locator: - Locate your nearby groceries shops, pets store, restaurants using the business locator

About

Merchant.app

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

Highlights
  • Process payments via terminal, text, or email
  • Lightning-fast transactions
  • Customer payments via phone or email
  • Real-time transaction dashboard
  • Refund tracking
  • Industry-leading data security
Features
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.

Screenshots

mobiquity Pay4 screens
Merchant.app4 screens

Verdict

The call

mobiquity Pay and Merchant.app are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mobiquity Pay ships an update monthly, Merchant.app fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

ScorecardNo meaningful differences
mobiquity Pay versus Merchant.app: the parameters behind the verdict, then further details
Parametermobiquity PayMerchant.app
PriceFreeFree
Rating—4.5 (8 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—8 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size212 MB160 MB
Age rating17+4+
DeveloperComviva Technologies LtdMerchant Platforms, Inc.

In-app purchases

None

mobiquity Pay

No in-app purchases

None

Merchant.app

No in-app purchases

Questions

Is mobiquity Pay free?
mobiquity Pay is free to download, with no in-app purchases.
Is Merchant.app free?
Merchant.app is free to download, with no in-app purchases.
Do mobiquity Pay or Merchant.app have ads?
Neither mobiquity Pay nor Merchant.app shows ads.
Which is updated more often, mobiquity Pay or Merchant.app?
mobiquity Pay ships an update monthly, and Merchant.app fortnightly. Most recently, mobiquity Pay was updated on November 3, 2026 and Merchant.app on November 7, 2026.

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