Comparison

JRF Wallet vs FJ Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JRF Wallet

This app simplifies international money transfers and business remittances from Japan. It allows for easy client registration, beneficiary management, and real-time transaction tracking. Access remittance services to over 81 countries worldwide, 24/7.

Highlights
  • Digital client registration without branch visits
  • Facial recognition for automated confirmation
  • Real-time FX rates and transaction status
  • Add beneficiaries anytime, anywhere
  • Cash funding via JP Post ATMs
  • Supports remittances to 81+ countries
Features
Read full description

JRF WALLET – The newest product service offered by JRF – Japan Remit Finance Co., Ltd. JRF has revolutionize the world of remittance services and brought the easiest way of bridging businesses and personal remittances worldwide. The first of its kind that allows new client registration without personal appearance to any of JRF branches. Direct submission and upload of valid government ID’s makes it easier to transact anytime. Further, the sophisticated and law-abiding facial recognition of client upon registration allows automated final confirmation that client is legally binding the JRF terms and conditions. Daily FX Rates are constantly updated for your convenience. Adding beneficiary? Worry no more! Add your beneficiary information anytime anywhere thru the App. This also features the status of transactions, checking of load balance, auto compute of daily rates and charges. During busy schedules you can easily manage creating your personal remittance transactions. JRF Wallet can be downloaded through app store and features 24/7 accessibility to over 81 countries worldwide for all your remittance needs from Japan. JRF Wallet uses JRF Red card for cash funding on the wallet thru over 25,000 JP Post ATM nationwide. JRF Wallet also recognizes your amount transferred from overseas countries to Japan.

About

FJ Pay

Features
Read full description

Forex Japan Co. Ltd. is an international money transfer company established in December 2012 under Kanto Financial Bureau No 00029. As a registered Funds Transfer Service Provider the company caters to both inward and outward Money Transfer Services. It provides various modules of money transfer such as Bank Account Credit, Cash Pick up and Digital Wallet transfer. We believe that it's not only about sending money to their beloved ones.

Screenshots

JRF Wallet4 screens
FJ Pay3 screens

Verdict

The call

JRF Wallet and FJ Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JRF Wallet ships an update weekly, FJ Pay fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

ScorecardNo meaningful differences
JRF Wallet versus FJ Pay: the parameters behind the verdict, then further details
ParameterJRF WalletFJ Pay
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size71 MB116 MB
Age rating4+17+
DeveloperJAPAN REMIT FINANCEForex Japan Co. Ltd.

In-app purchases

None

JRF Wallet

No in-app purchases

None

FJ Pay

No in-app purchases

Questions

Is JRF Wallet free?
JRF Wallet is free to download, with no in-app purchases.
Is FJ Pay free?
FJ Pay is free to download, with no in-app purchases.
Do JRF Wallet or FJ Pay have ads?
Neither JRF Wallet nor FJ Pay shows ads.
Which is updated more often, JRF Wallet or FJ Pay?
JRF Wallet ships an update weekly, and FJ Pay fortnightly. Most recently, JRF Wallet was updated on November 3, 2026 and FJ Pay on November 7, 2026.

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