Comparison

Tandem Bank vs Affinity Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tandem Bank

Aggregate all your financial accounts into one place for easy management. Organize transactions, set alerts, make payments, and deposit checks with a photo. Secure your account with advanced biometric options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Biometric security
Features
Read full description

Tandem Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Tandem Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Tandem Bank app, you must be enrolled as a Tandem Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

Affinity Bank

Manage your finances on the go with this mobile banking app. Check balances, search transactions, transfer funds between accounts, and pay bills easily. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Make bill payments
  • Review scheduled payments
Features
Read full description

Start banking wherever you are with Affinity Bank Mobile Banking! Available to all Affinity Bank online banking customers, Affinity Bank Mobile Banking allows you to check balances, make transfers and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers and Payments - Easily transfer cash between your accounts and make payments. Pay Bills – Make a payment or review recent and scheduled payments. (Standard mobile web fees may apply. Please contact your mobile carrier for more information.)

Screenshots

Tandem Bank4 screens
Affinity Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Tandem Bank at 100% against Affinity Bank's 33%. Tandem Bank also leads on rating (4.9 vs 1.7) and ratings volume (263 vs 3). Affinity Bank's advantage is monetization model (free vs ad-supported) and iOS requirement (14.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tandem Bank holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: Tandem Bank has 263 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Tandem Bank's written reviews are positive against 33% of Affinity Bank's.

UpkeepUpdate frequency

Tandem Bank ships an update monthly, Affinity Bank every 3 months. The most recent releases landed on September 16, 2026 and June 5, 2026 respectively.

Scorecard6 real differences · 4 level
Tandem Bank versus Affinity Bank: the parameters behind the verdict, then further details
ParameterTandem BankAffinity Bank
PriceFreeFree
Rating4.9 (263 ratings) — better1.7 (3 ratings)
Positive reviews100.0% of reviews — better33.3% of reviews
Number of ratings263 — better3
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.414.1 — better
Further details — not scored
Size177 MB119 MB
Age rating12+4+
DeveloperTandem BankNewton Federal Bank

Customer experience

Tandem Bank

All ratings263 ratings
Positive98.9%
Neutral0.4%
Negative0.8%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Affinity Bank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

None

Tandem Bank

No in-app purchases

None

Affinity Bank

No in-app purchases

Questions

Is Tandem Bank free?
Tandem Bank is free to download, with no in-app purchases.
Is Affinity Bank free?
Affinity Bank is free to download, with no in-app purchases.
Which has better reviews, Tandem Bank or Affinity Bank?
Tandem Bank is rated higher. Tandem Bank averages 4.9 out of 5 from 263 ratings, while Affinity Bank averages 1.7 from 3 ratings.
Do Tandem Bank or Affinity Bank have ads?
Neither Tandem Bank nor Affinity Bank shows ads.
Which is updated more often, Tandem Bank or Affinity Bank?
Tandem Bank ships an update monthly, and Affinity Bank every 3 months. Most recently, Tandem Bank was updated on September 16, 2026 and Affinity Bank on June 5, 2026.

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