MTN MoMo SA vs SOLmate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTN MoMo SA
Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.
- Secure money storage
- Instant money transfers
- Airtime and bundle purchases
- Merchant payments via scan
- Bill payments
- Quick account registration
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MTN Mobile Money (MoMo) makes managing your money affordable, simple, and secure. MoMo is available for everyone, on any South African cellphone number, and using it is as easy as tapping your phone's screen or keypad! Use the MoMo app to register for a MoMo account in minutes! The future of banking is here - No monthly fees, - No endless queues at the bank, - No carrying cash Here are just some of the striking features of the MoMo app: Safely store money Keep your hard-earned cash safe and secure with our enhanced safety features Send money instantly Send money directly to another MoMo wallet or as a cash voucher to any South African cellphone number Buy airtime and bundles Buy airtime, data, voice and sms bundles at no extra cost – even if you’re not on our network! Pay merchants and shops Simply scan and pay for products and services from a growing number of businesses that have partnered with MoMo Pay your bills Keep your DSTV, prepaid electricity and other account up to date with no hassle Help us by being a part of this early release. Sharing your feedback and suggestions will help us create even better versions of the app in the future. Join the MoMo revolution and take control of your money by downloading the new MTN MoMo app. #Wegotu with MTN MoMo
SOLmate
Manage your finances with a digital bank account and debit card. Send money internationally, buy airtime and electricity, and make secure payments. Open an account quickly and easily through the app.
- Digital bank account
- MasterCard debit card
- International money transfers
- Instant airtime purchase
- Electricity purchase
- eWallet services
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SOLmate is a fast-growing alternative to a traditional Bank account. The account is open to all Foreign Passports and SA ID holders. Get a Bank account number that you can have your salary and EFT’s paid into and make payments from. Plus, SOLmate comes with a Debit Card by MasterCard that you can make withdrawals with from any ATM across South Africa. Use your SOLmate card to safely swipe and tap at retail stores. The App also includes a nifty Digital Wallet. It is fast and easy to open your account. Simply Download the App, register and take a clear photo using the APP of your original Foreign Passport or SA ID, and a clear picture of your face. What’s really cool is you can enjoy so much more than your own debit card and account, you can buy Instant Airtime using the APP, send International money transfers back home to over 180 countries, receive and send eWallets, buy electricity, and much more. There are also other cool services inside the App. Many more services inside the App: • Instant Airtime • eWallet • Buy Electricity • International Money Transfers via Sikhona • Send money from SOLmate to SOLmate account • And much more Open your account yourself in 3 easy steps! 1. Download the SOLmate App 2. Take a clear photo of your face and Passport 3. Register and order your card Download the SOLmate App now.
Screenshots
Verdict
The clearest difference is rating: SOLmate at 4.2 against MTN MoMo SA's 3.5. SOLmate also leads on update cadence (every 10 days vs every 5 months) and ratings volume (6 vs 2). MTN MoMo SA's advantage is iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SOLmate holds the better App Store score, 4.2 against 3.5. Both are backed by a comparable volume of ratings — 2 and 6 respectively.
MTN MoMo SA ships an update every 5 months, SOLmate every 10 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | MTN MoMo SA | SOLmate |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) | 4.2 (6 ratings) — better |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 5 months | Every 10 days — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 28 MB | 116 MB |
| Age rating | 4+ | 17+ |
| Developer | MTN South Africa (Pty) LTD | SOL ecosystem |
Customer experience
MTN MoMo SA
SOLmate
In-app purchases
MTN MoMo SA
No in-app purchases
SOLmate
No in-app purchases








