360信用钱包 vs 度小满理财
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
360信用钱包
This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.
- Personal credit assessment
- Installment purchases
- Cash loans
- Consumer finance
- Big data technology
- Machine learning
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产品优势： - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购，分期借等多种现金消费形式，旨在向用户提供正规、便捷、省心的分期消费体验，提升用户的消费生活品质。 - 先消费后还款，分期立享所爱 - 费率透明：年化利率(单利)7.2%-24%（以审核为准）； 温馨提示： - 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） - 贷款额度、利率，放款时间以实际审核为准; - 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准； (新用户限时最长免息 30天，最高免息65元，借12期享最后一期免息) - 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
度小满理财
A trusted financial platform offering a wide range of investment products from licensed institutions. It provides robust security measures and real-time account updates to ensure user confidence and control over their funds.
- Curated financial products
- Licensed financial institutions
- Diverse investment options
- Robust risk control system
- Real-time fund change alerts
- Secure account management
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够专业 财安心 值得信赖的专业理财平台 【品牌历程】 2013年成立理财事业部 2018年更名为度小满理财 【精选金融产品】 严格的合作机构及产品筛选，甄选持牌金融机构，覆盖金融产品种类广泛，满足不同投资需求：稳健理财、进阶理财、高端理财和保险保障等。 【资金安全保障】 领先的研发技术团队，打造严密的风控体系，账户资金变动实时发送短信至用户手机，每一分钱的变动都尽在掌控。
Screenshots
Verdict
The clearest difference is review sentiment: 360信用钱包 at 86% against 度小满理财's 78%. 360信用钱包 also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
360信用钱包 ships an update every 3 weeks, 度小满理财 monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | 360信用钱包 | 度小满理财 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (6 ratings) — better | — |
| Positive reviews | 86.4% of reviews — better | 78.3% of reviews |
| Number of ratings | 6 — better | — |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 85 MB | 94 MB |
| Age rating | 17+ | 4+ |
| Developer | Fuzhou Qifu Online Microcredit Co., Ltd | Chongqing Duxiaoman Information Technology Co.Ltd |
Customer experience
360信用钱包
度小满理财
In-app purchases
360信用钱包
No in-app purchases
度小满理财
No in-app purchases
