Comparison

360信用钱包 vs StillWorth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360信用钱包

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

Highlights
  • Personal credit assessment
  • Installment purchases
  • Cash loans
  • Consumer finance
  • Big data technology
  • Machine learning
Features
Read full description

产品优势: - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用,致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购,分期借等多种现金消费形式,旨在向用户提供正规、便捷、省心的分期消费体验,提升用户的消费生活品质。 - 先消费后还款,分期立享所爱 - 费率透明:年化利率(单利)7.2%-24%(以审核为准); 温馨提示: - 客服/投诉热线:400-6030360(周一至周日:8:00 - 24:00) - 贷款额度、利率,放款时间以实际审核为准; - 福利活动仅抵扣部分利息,详细优惠方式以APP内活动规则为准; (新用户限时最长免息 30天,最高免息65元,借12期享最后一期免息) - 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。

About

StillWorth

Features
Read full description

Small recurring charges are easy to overlook. Together, they can become a meaningful long-term expense. StillWorth brings app subscriptions, streaming memberships, gyms, warehouse clubs, insurance, classes, phone plans, parking, domains, servers, and other recurring commitments into one calm view. Add the next date and amount, receive an optional on-device reminder, and use your own activity notes to decide what is still worth keeping. Version 1.0 includes: • Monthly and annual estimated spending • Upcoming charges, payments, renewals, and expirations • Lightweight usage and sentiment logging • Renewal value reports that support your decision without making it for you • Cancellation guidance organized by payment channel • Amount hiding for privacy in public • Local backup, restore, export, and full data deletion controls Your renewal records stay on this device by default. StillWorth does not read payment accounts, charge you for third-party services, or cancel them on your behalf. Create a backup before deleting the app. Free supports up to 10 active items. Pro unlocks unlimited items, four art themes, advanced value insights, and CSV export. Annual and Lifetime unlock the same features. Prices are shown by the App Store in your local currency. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

360信用钱包3 screens
StillWorth4 screens

Verdict

The call

The clearest difference is in-app purchases: 360信用钱包 at none against StillWorth's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. StillWorth sells 2 in-app purchases, starting at $3.99 per year. 360信用钱包 asks for nothing beyond the download.

UpkeepUpdate frequency

360信用钱包 ships an update every 3 weeks, StillWorth fortnightly. Both last shipped on October 17, 2026.

Scorecard1 real difference · 9 level
360信用钱包 versus StillWorth: the parameters behind the verdict, then further details
Parameter360信用钱包StillWorth
PriceFreeFree
Rating1.0 (5 ratings) — better—
Positive reviews86.4% of reviews—
Number of ratings5 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size85 MB26 MB
Age rating17+4+
DeveloperFuzhou Qifu Online Microcredit Co., Ltdxu haikun

In-app purchases

None

360信用钱包

No in-app purchases

2 purchases

StillWorth

Subscriptions1
  • Pro Annual$3.991 Year
One-time1
  • Pro Lifetime$7.99

Questions

Is 360信用钱包 free?
360信用钱包 is free to download, with no in-app purchases.
Is StillWorth free?
StillWorth is free to download, with in-app purchases available.
Do 360信用钱包 or StillWorth have ads?
Neither 360信用钱包 nor StillWorth shows ads.
Which is updated more often, 360信用钱包 or StillWorth?
360信用钱包 ships an update every 3 weeks, and StillWorth fortnightly. Most recently, 360信用钱包 was updated on October 17, 2026 and StillWorth on October 17, 2026.

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