GCC Exchange vs Know Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GCC Exchange
Facilitates fast and convenient global money transfers from the UAE to over 100 countries. Offers competitive exchange rates, low fees, and multiple payment methods. Track transactions, check live rates, and manage salary information.
- Global money transfers
- Best online exchange rates
- Lowest fees
- Multiple payment methods
- Transaction tracking
- Live currency rates
- Salary tracking
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Welcome to the new age of digital remittance with GCC Exchange! The all new GCC Exchange mobile app makes all your global transfers convenient and fast with the best online exchange rates and lowest fee. Fully licensed by the Central Bank of the UAE, GCC Exchange facilitates remittances from the UAE to more than 100 countries across the globe through multiple payment methods, enables instant credit to any bank, track transactions, check live rates, track salary, and do much more. Send money to India (INR), Philippines (PHP), Pakistan (PKR), Sri Lanka (LKR), Bangladesh (BDT), Nepal (NPR), UK (GBP), Ghana, Indonesia, Egypt, Jordan, Morocco, & many more countries from the comfort of your home at the best online exchange rates and lowest fee. With the app, all GCC Exchange customers can access their transaction activities, benefits, real-time updates about promotions, branch locations, new product launches and special offers. Sign up to get your first free transfer. Also, share the app with your friends to give them a free transfer, and for you to get up to 10 free transactions. Here’s why you’ll find GCC Exchange mobile app the best money transfer app in the UAE: • Simple and secure sign up: Sign up with UAE PASS for Digital KYC verification, without having to visit our branch. • Free Transfer: On signup, make first transfer to any country at zero fees. • One app, many services: You can enjoy all our services online such as Bank Transfers, Cash Pickup, Transfer to mobile wallets, WPS, Instant Money Transfers, etc. • Make safe and secure transactions worldwide at the best exchange rate and lowest fee. • Multiple Payment Methods: Net Banking/Internet Banking, Lean Payment (Easy bank transfer – single time setup), Debit Card, Pay@Branch, and Wire Transfer. • Live Rates: Get real-time currency rate updates to transfer at the right time, at the best rate. • Promotional Updates: Stay updated about every promotional offer from GCC Exchange. • Transaction Tracker: Track the status of your transactions from your phone. • Branch Locator: Find the nearest GCC Exchange branch with Branch Locator for in-person requirements. • Currency Converter: Check the payment amount in the desired currency before making the transaction. • Salary Tracker: Track your Pay Slip and Salary Statement. (Exclusive to GCC Exchange WPS customers.) For more information, log on to www.gccexchange.com | www.gccexchangeblog.com The safety of your remittances is our priority. With over 18 years of excellence in the remittance industry, GCC Exchange is the right place for the best online remittance experience. On GCC Exchange mobile app, you get the best rate, always. Start making transfers instantly by signing up. Send money in just a few steps: • Sign up with UAE PASS • Complete KYC verification • Select or add your beneficiary • Enter the amount you wish to send • Pay using the desired payment method
Know Expense
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KnowExpense makes it effortless to split bills with friends, family, and roommates — and to understand your own spending. No daily limits, no subscriptions, no fees. SPLIT BILLS FAIRLY - Create groups for trips, households, or one-off events - Split equally, by percentage, by exact amounts, or item-by-item - Every split is penny-exact — the numbers always add up - See at a glance who owes who, and simplify debts into the fewest payments SETTLE UP THE HONEST WAY - Two-step settle-up: mark a payment, and the other person confirms they received it - Pre-filled Interac e-Transfer email so you can pay from your own bank - KnowExpense never holds or moves your money — you're always in control SCAN RECEIPTS - Snap a photo and KnowExpense pulls out the line items - Assign each item to the people who shared it - Tax and tip are spread proportionally, automatically TRACK YOUR MONEY - Log income and expenses across clear categories - See monthly spending, savings, and your savings rate - Spot trends over time and view spending by category - Group your expenses by day, week, or month STAY ON BUDGET - Set monthly limits per category - Get a clear on-track / close / over status - Track recurring bills with due-date reminders - Find unused subscriptions and see what cancelling could save you PLAN AHEAD - A what-if simulator shows how cutting back changes your savings - Weekly, biweekly, monthly, and yearly recurring expenses, prorated correctly FAMILY BOOKS - A shared household ledger, separate from your personal tracking - Invite by email and see who contributed what PRIVATE & SECURE - Optional Face ID lock - Sign in with Apple, Google, or email - Your data is yours — we never sell it or use it for ads Free to use. Built for Canadians, works anywhere.
Screenshots
Verdict
The clearest difference is device support: GCC Exchange at 3 against Know Expense's 1. GCC Exchange also leads on iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | GCC Exchange | Know Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 2 MB |
| Age rating | 4+ | 17+ |
| Developer | GCC Exchange | TECNOVICE TECHNOLOGIES LTD |
In-app purchases
GCC Exchange
No in-app purchases
Know Expense
No in-app purchases







