BudgetSense Ninja vs SEPA ID
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetSense Ninja
Master your home finances with this app, inspired by top finance books. Analyze spending, break down budgets monthly, and track progress towards savings goals with smart planning tools and preset expense categories.
- Clever financial analysis
- Monthly budget breakdown
- 12 preset expense categories
- Smart expense planning and savings goals
- Progress tracking with charts and stats
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Keen to become an expert at managing your home budget, just like a true finance whiz? Now's your shot with the Home Budget app, designed off the back of best-selling finance reads. Key App Features: Clever analysis - Get into the nitty-gritty of your finances with ninja precision. We're talking drawing wisdom from various sources to uncover the ins and outs of your spending and saving, all pro-style. Monthly breakdown - This app slices up your budget into monthly portions, helping you map and watch your finances in both short and long spans. Expense types - You're the boss of your spending with 12 preset categories, all aligned with the advice of a financial whiz! Smart planner - Painless expense planning here. You can set savings goals, strategize crucial buys, and put money into tomorrow, all thanks to pointers from the guide and the app's built-in tricks. Progress tracking - Keep an eye on your journey to fiscal goals with live charts and stats. You'll be a pro at saving and handling your bucks in no time. Kick off your journey to becoming a home budget master pronto. Snag the Home Budget app now and get lost in the thrilling universe of money management. We've got the experts blazing trails, and we're passing the tools to you to conquer them. Let's master this together!
SEPA ID
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SEPA ID is an authentication app that allows you to verify your identity from any point in the world in a matter of minutes. All you need to complete the KYC process is a mobile device, a valid identity document (ID) and a stable Internet connection. SEPA Id accepts a wide variety of IDs and makes it easy to prove your identity in 3 steps. 1. Upload a valid document or capture a new one. 2. Detect NFC and face recognition. 3. Review the result. Save yourself the hassle of queuing up to show your ID card in person. SEPA Id is one of the most secure ways to verify your identity at your fingertips. Your data is safe with us as all our authentication processes are being audited regularly and comply with the highest security standards.
Screenshots
Verdict
The clearest difference is price: SEPA ID at Free against BudgetSense Ninja's $1.99. SEPA ID also leads on update cadence (monthly vs every 23 months) and iOS requirement (13.0 vs 18.4). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SEPA ID is free to download; BudgetSense Ninja costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
BudgetSense Ninja ships an update every 23 months, SEPA ID monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | BudgetSense Ninja | SEPA ID |
|---|---|---|
| Price | $1.99 | Free — better |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 23 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 38 MB |
| Age rating | 9+ | 4+ |
| Developer | Konrad Hanus | FINHUB EAD |
In-app purchases
BudgetSense Ninja
No in-app purchases
SEPA ID
No in-app purchases
