Paystack Merchant vs Timart Business App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paystack Merchant
This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.
- Request and receive international payments
- Support for cards, bank accounts, USSD, mobile money
- Payment notifications
- Transaction search and browsing
- Biometric authentication login
- Profile and business settings management
- Help Center access
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**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.
Timart Business App
Manage your business finances, inventory, and sales from your mobile device. Track expenses, recover debts, and gain insights into your business's financial health with automatic profit and loss reports. Sell online for free to expand your reach and increase sales.
- Sales and expense tracking
- Inventory management with alerts
- Debt recovery and customer credit tracking
- Automatic profit and loss reports
- Online selling capabilities
- Manage multiple shops
- Digital receipt sharing
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Timart business app makes managing your business easier. From your mobile phone, you can track your sales, expenses and inflow, control inventory and recover debts faster. Always be aware of your business's financial health with Timart automatic net profit and loss report. * Why you should choose Timart - Reach more audience by selling online (increase sales) - You are not restricted by Time and space - No more lengthy calculations, get instant net profit and loss report - No more missing products - Works offline * What we offer: Inventory management - Add/Record all products - Add products in different variations and prices - Receive low product alerts, and expiring products alert - See total quantity of products in-store and total value. Always know what is in your store Sales Management - Makes sales and print receipts instantly - Share digital receipts with customers - Make credit sales and records instantly - Receive daily sales reports - Sales report and analysis - Have all records of sale at your disposal Manage multiple Shop/Businesses - Create multiple shops - Run all your business in one app Customer tracking, promo and discount - Track your customers - Offer them discounts Profit Tracking - View net profit and loss report - Print, export or share report Manage Debtors - Record and track customer credit - Track and monitor all credit and deposits made by customers - Reminds you of who owes and how much - Manages credit sale until it is paid - Manages credit sale until it is paid Sell online for free - Reach more audience by selling online - Increase sales - Get free custom link for your shop - Share direct product link with customers - Manage orders - Increase brand visibility Timart Business App is for: All small-scale and large-scale business owners, whether you sell products or offer services, the Timart business app is for you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Timart Business App at 75% against Paystack Merchant's 22%. Timart Business App also leads on rating (4.1 vs 3.4) and update cadence (fortnightly vs monthly). Paystack Merchant's advantage is in-app purchases (none vs 22). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Timart Business App sells 22 in-app purchases, starting at $3.99 per month. Paystack Merchant asks for nothing beyond the download.
Timart Business App holds the better App Store score, 4.1 against 3.4. Both are backed by a comparable volume of ratings — 25 and 14 respectively. Written reviews point the same way: 22% of Paystack Merchant's written reviews are positive against 75% of Timart Business App's.
Paystack Merchant ships an update monthly, Timart Business App fortnightly. The most recent releases landed on October 2, 2026 and October 17, 2026 respectively.
| Parameter | Paystack Merchant | Timart Business App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (25 ratings) | 4.1 (14 ratings) — better |
| Positive reviews | 22.2% of reviews | 75.0% of reviews — better |
| Number of ratings | 25 — better | 14 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 18 MB | 130 MB |
| Age rating | 17+ | 4+ |
| Developer | Paystack Payments Limited | Muhammad Ndako |
Customer experience
Paystack Merchant
Timart Business App
In-app purchases
Paystack Merchant
No in-app purchases
Timart Business App
- Essential Monthly7 Days trial$3.991 Month
- Timart Essential$4.991 Month
- Advanced Monthly$7.991 Month
Show 19 moreShow fewer
- Timart Advanced$9.991 Month
- Timart Ultimate$14.991 Month
- Ultimate Monthly$14.991 Month
- Growth Quarterly$14.993 Months
- Timart Unlimited$19.991 Month
- Unlimited Monthly$19.991 Month
- Starter Yearly$24.991 Year
- Pro Quarterly$24.993 Months
- Essential Yearly$29.991 Year
- Growth Biannually$29.996 Months
- Growth Yearly$49.991 Year
- Pro Biannually$49.996 Months
- Business Quarterly$49.993 Months
- Advanced Yearly$79.991 Year
- Business Biannually$89.996 Months
- Ultimate Yearly$119.991 Year
- Business Yearly$179.991 Year
- Unlimited Yearly$199.991 Year
- Enterprise Yearly$499.991 Year






